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CSR In The Spotlight Insights Partners In Change Partnerships

CSR Impact in India: 10 Numbers That Tell the Story

Summary

  • India’s total annual CSR spend has crossed ₹27,000 crore but the gap between spending and measurable outcomes remains the defining challenge of the framework
  • Education and healthcare together absorb over 50% of CSR funds, reflecting national priorities but learning quality and healthcare access in underserved communities remain deeply unequal
  • Over 1.5 crore children remain out of school in India, pointing to where CSR for education still has significant ground to cover
  • Women’s economic participation in India stands at around 37% — well below global averages — making women’s empowerment one of the highest-leverage areas for CSR investment
  • Only around 45% of India’s eligible youth have access to formal skilling — a gap that CSR-funded vocational programmes are beginning, but not yet managing, to close
  • Geographic concentration of CSR spend in Maharashtra, Karnataka and Delhi means that states with the highest development need often receive the least corporate investment
  • The shift from output reporting to outcome measurement is the single most important evolution needed in how CSR impact in India is assessed and communicated

The Problem With Measuring CSR in Rupees

CSR impact in India is most commonly reported in one unit: rupees. How much was spent, by whom, on what category of activity. These numbers are useful. They tell us something about the scale and direction of corporate giving. What they do not tell us is what actually changed as a result.

The distinction matters enormously. A company can spend its full 2% obligation on school buildings that are never equipped, on health camps that treat people once and then disappear, on skilling programmes that produce certificates but not employment. By the rupee measure, each of these is a CSR success. By any honest measure of impact, they are not.

The 10 numbers that follow are an attempt to look at CSR impact in India differently — not just at what was spent, but at what it reveals about where corporate social responsibility is working, where it is falling short and what the evidence says about how to close that gap. Some of these numbers are about scale. Some are about quality. Some are about the distance still to be travelled. Together, they tell a more honest and more useful story about what CSR can really achieve.

10 Numbers That Define CSR Impact in India

1. ₹27,000 Crore+: India’s Annual CSR Spend

This is the headline number — and it is genuinely significant. India’s mandatory CSR framework, introduced through Section 135 of the Companies Act 2013, has created one of the largest pools of directed corporate social investment in the world. Annual CSR spend crossed ₹26,000 crore in FY2022 and has continued to grow as corporate profits rise and the compliance regime matures.

What the number reveals, however, is as much about what is missing as what is present. A substantial portion of this spend is concentrated among a small number of large companies — the top 10 spenders account for a disproportionate share of the total. Many smaller eligible companies spend the minimum required and no more. And the geographic distribution of this capital is heavily skewed toward states where corporate headquarters are clustered, leaving the states with the greatest development need chronically underfunded.

The insight here is not that ₹25,000 crore is insufficient. It is that the number, on its own, tells us very little about whether it is being deployed where it is most needed, or in ways that are most likely to produce lasting change.

2. 60%: Share of CSR Funds Going to Education and Health

More than 60% of India’s total CSR spend flows into two sectors — education, which receives approximately 25% and healthcare, which receives approximately 29%. Environment and sustainability account for a further 9%. The remaining third is distributed across rural development, women’s empowerment, skilling and other Schedule VII categories.

This concentration reflects national priorities, and it is broadly appropriate. Education and health are the foundational investments that determine individual and community well-being across every other dimension of development. But concentration also carries risk. It means that other critical areas — mental health, nutrition, clean energy access, urban poverty — receive relatively little corporate attention despite significant need.

The deeper issue is not what sectors receive CSR funds, but what those funds produce within them. Education spend that improves attendance without improving learning is not education impact. Health spend that runs camps without building sustained access to care is not health impact. The 60% figure is a starting point for analysis, not a conclusion.

3. 1.5 Crore: Children Still Out of School in India

Despite near-universal primary enrolment rates, an estimated 1.5 crore children in India remain out of school — concentrated in specific geographies, communities and demographic groups. Children from scheduled tribes and castes, children with disabilities, children in migrant families and girls in certain states are disproportionately represented in this number.

For CSR impact in India to be genuinely meaningful in the education space, it needs to be directed not just at the children who are already in school but at the systems and communities that are still failing to include those who are not. This is harder work — it requires community engagement, family-level interventions and sustained presence in the places that are hardest to reach. It is also the work that produces the most significant impact, precisely because it addresses the deepest exclusions.

4. 43.3%: Rural Grade 5 Students Who Can Read a Grade 2 Text

This number, from ASER 2023, is perhaps the most important single data point in India’s education landscape, and it is one that CSR investment in education has not yet adequately confronted.

Nearly six in ten rural children who have reached Grade 5 cannot read a text that should have been accessible to them three years earlier. This is not an access failure. These children are in school. It is a learning failure — a failure of the quality of education being delivered and the conditions in which it is being received.

CSR investment that focuses on infrastructure and enrolment while ignoring foundational learning is investing in the container while neglecting what the container is supposed to hold. The most impactful corporate investment in education in India today is investment in what happens inside classrooms — in teaching quality, pedagogical approach and the conditions that allow children to actually learn.

5. 37%: Women’s Labour Force Participation in India

India’s female labour force participation rate, approximately 37%, is among the lower figures for a major economy, and it has been stubbornly resistant to improvement despite decades of policy attention. The gap between men’s and women’s economic participation represents an enormous cost — to individual women, to households and to the economy as a whole.

CSR investment in women’s empowerment has grown, but it has often been deployed in ways that address surface symptoms rather than structural causes. Skills training without market linkage produces trained women who cannot find work. Entrepreneurship programmes without access to credit produce business plans that never become businesses. Awareness campaigns without the community engagement needed to shift household dynamics produce knowledge that cannot be acted upon.

The most effective CSR programmes for women’s economic empowerment are those that address the full ecosystem — skill, market, finance and the social norms that determine whether women can use what they have learned.

6. 45%: Share of Eligible Youth With Access to Formal Skilling

India has one of the youngest populations in the world — a demographic dividend that will only materialise if the country’s youth are equipped with relevant skills. Currently, only around 45% of India’s eligible youth population has access to formal skilling or vocational training. The gap is most acute in rural areas and among young women.

CSR-funded skilling programmes have reached millions of young people, but outcomes have been uneven. The central failure in many programmes is the disconnection between what is taught and what employers actually need — a gap that produces graduates who are formally certified but practically unprepared. The most effective CSR investment in skilling is investment that is co-designed with industry, includes job placement support and measures success by employment rates rather than enrolment figures.

7. 400+: Districts in India With Minimal CSR Presence

India has 776 districts. The MCA’s CSR data consistently shows that CSR activity is heavily concentrated in a small subset of them — primarily in Maharashtra, Karnataka, Delhi, Tamil Nadu and Gujarat, where large companies are headquartered and where implementation infrastructure is strongest.

This leaves hundreds of districts, many of them in NITI Aayog’s list of aspirational districts, where development indicators are lowest, with minimal corporate social investment. The children who most need the support that CSR can provide are often in the places where CSR is least present.

Closing this geographic gap is one of the most significant opportunities available to CSR leaders in 2026. It requires deliberate routing of funds toward underserved geographies, investment in NGOs and implementation partners with presence in those areas, and a willingness to accept the higher operational complexity that working in remote or underserved districts involves.

8. ₹1,000 Crore+: Unspent CSR Funds in a Single Year

In FY2021-22, over ₹1,000 crore of allocated CSR funds went unspent and had to be transferred to designated accounts. This figure points to a structural problem in how many companies approach their CSR obligations — one that is as much about programme design as about intent.

Companies that struggle to deploy their CSR budgets effectively are often those that have not invested in building the implementation infrastructure and partner relationships that effective deployment requires. Finding credible NGO partners, co-designing programmes, establishing monitoring systems — this is work that takes time and companies that leave it until late in the financial year consistently find themselves unable to spend their full allocation on qualifying activities.

The answer is not a simpler compliance path. It is earlier, more deliberate programme planning and stronger implementation partnerships built over time rather than assembled under deadline pressure.

9. 15 Lakh+: People Reached Annually by Smile Foundation’s Programmes

Smile Foundation directly benefits over 15 lakh people every year through its education, healthcare, livelihood and women’s empowerment programmes across more than 400 corporate partnerships and 27 states. The figure is meaningful not just as a scale indicator but as a reflection of what sustained, multi-year CSR partnerships can produce.

The organisation’s programmes are designed to be integrated recognising that a child’s ability to learn is shaped by her health, that a woman’s ability to earn is shaped by her access to finance and markets, that youth employment depends on both skill and connection to opportunity. This integration is what allows impact to compound rather than remain isolated within a single programme area.

For corporate partners looking to understand what credible CSR implementation looks like at scale, Smile Foundation’s reach and programme depth offer a useful reference point — not as a promotional claim, but as evidence that the integration of intent, implementation quality and sustained commitment produces results.

10. 2028: The Year by Which CSR Outcome Reporting May Become Mandatory

India’s regulatory direction is clear. The government has been signalling — through updated CSR rules, through MCA guidance, and through the broader ESG framework — that the era of activity-based CSR reporting is drawing to a close. The expectation, increasingly formalised, is that companies will be required to demonstrate not just what they funded but what changed as a result.

Third-party impact assessments for larger CSR programmes, standardised outcome metrics, and verified reporting are all on the regulatory horizon. Companies that are still measuring CSR impact in India by the number of beneficiaries touched, camps held or workshops delivered will find themselves increasingly unable to satisfy either regulatory requirements or the expectations of ESG-conscious investors.

The companies that will be best positioned in 2028 are those that begin building outcome measurement into their programme design now — not as a reporting exercise, but as a genuine commitment to understanding and improving what their investment is achieving.

What the Numbers Reveal

Taken together, these 10 numbers tell a story that is more complex than either celebration or critique. CSR impact in India is real — significant resources are reaching education, health and livelihood programmes that would not exist without corporate investment. The lives of millions of people are better because of it.

But the numbers also reveal consistent patterns of underperformance — geographic concentration that leaves the most underserved communities behind, output-focused measurement that conceals the gap between spending and learning, skilling investment that does not connect to employment, women’s empowerment programmes that do not address the ecosystem required for economic independence.

The pattern is not one of bad intentions. It is one of incomplete design — of programmes that address one dimension of a challenge that has many, and that measure success by what was delivered rather than what changed.

From Spend to Impact: The Shift That Defines the Next Phase of CSR Impact in India

The next phase of CSR impact in India will not be defined by how much is spent. It will be defined by the quality of thinking behind how it is spent — and by the willingness of companies, NGOs, and regulators to hold each other accountable for outcomes rather than activities.

This requires a genuine shift in how programmes are designed. Outputs — schools built, patients seen, people trained — are the beginning of impact measurement, not the end. The questions that matter are what children learned, how many patients had sustained access to care, how many trained people found employment and sustained it.

It requires longer time horizons. Education change, health system strengthening, and women’s economic empowerment are slow processes. The two or three year programme cycle that dominates corporate CSR planning is incompatible with the timelines of genuine systemic change. Multi-year commitments, with patient capital and genuine partnership between companies and implementation organisations, are what the evidence consistently points toward.

And it requires systems thinking — the recognition that development challenges are interconnected, and that the most effective CSR investment is investment that acknowledges and addresses those connections rather than isolating one problem from the ecosystem of challenges that surround it.

The Role of Implementation Partners

No company implements its CSR programme in isolation. The quality of the implementation partner — the NGO, the social enterprise, the community organisation — is one of the most significant determinants of whether CSR investment produces genuine impact.

Strong implementation partners bring four things that companies cannot provide on their own: community trust, built over years of sustained presence; programme design expertise, developed through iterative learning; monitoring and evaluation capacity, required to track outcomes rigorously; and the institutional stability to sustain programmes through the inevitable disruptions of funding cycles, personnel changes, and external shocks.

Smile Foundation’s model working across education, healthcare, skilling, and women’s empowerment in partnership with over 400 companies reflects what this kind of partnership looks like at scale. The organisation’s programme outcomes are tracked through regular assessments, reported transparently to corporate partners and designed to be cumulative rather than episodic.

For CSR leaders looking to maximise their impact, the quality of the implementation relationship is at least as important as the size of the budget.

Measuring What Matters

CSR impact in India is not a fixed quantity. It is a function of how clearly companies define what they are trying to achieve, how well they choose and sustain their implementation partnerships, how rigorously they measure outcomes and how honestly they use what they learn to improve what they do next.

The 10 numbers in this blog are not a verdict. They are a map showing where corporate social responsibility in India is producing genuine results, where the gaps are largest, and where the most significant opportunities for improvement lie.

The next phase of CSR in India will be defined by the companies that treat these numbers not as reporting material but as a brief — a set of real challenges, in real communities, that require strategic, sustained and accountable corporate commitment to address.

The resources are already there. The question is whether the intent, the design, and the follow-through are equal to the opportunity.

Frequently Asked Questions (FAQs)

What is CSR impact in India?

CSR impact in India refers to the measurable outcomes produced by corporate social responsibility investment — improvements in education, health, livelihoods, environmental sustainability and community well-being. It is distinct from CSR spend, which measures what was invested, and focuses instead on what actually changed in people’s lives as a result of that investment.

How is CSR impact measured in India?

CSR impact is measured through a combination of output indicators — people reached, infrastructure built, programmes delivered — and outcome indicators, which track actual changes in learning levels, health status, employment rates or income. Outcome measurement requires baseline data, follow-up assessment and increasingly, third-party verification. India’s regulatory framework is moving toward mandatory outcome reporting for larger CSR programmes.

What sectors benefit most from CSR in India?

Education and healthcare consistently receive the largest share of CSR funding — together accounting for over 50% of total annual spend. Environment and sustainability, rural development, women’s empowerment and skilling also receive significant investment, though typically at lower levels. The sectors with the greatest unmet need relative to their CSR funding include mental health, nutrition and climate resilience.

How much do companies spend on CSR in India?

India’s total annual CSR spend has exceeded ₹25,000 crore in recent years, driven by the mandatory 2% of average net profit requirement under Section 135 of the Companies Act 2013. The largest individual spenders include Reliance Industries, Tata Consultancy Services and HDFC Bank, each committing hundreds of crores annually. However, many smaller eligible companies spend closer to the minimum required.

What are examples of strong CSR impact in India?

Strong examples include multi-year digital education programmes that have measurably improved learning outcomes in rural schools, mobile health units that have extended primary healthcare access to tribal communities and integrated women’s livelihood programmes that have produced sustained income gains. In each case, the impact is a product of sustained engagement, strong implementation partnerships and rigorous measurement — not just of the resources deployed.

How does CSR improve education and health outcomes?

CSR improves education outcomes by funding infrastructure, teacher training, digital tools and foundational learning programmes that the public system cannot fully provide. It improves health outcomes by extending mobile health services, funding community health workers and supporting nutrition programmes in underserved communities. In both cases, impact depends on the quality and continuity of the intervention, not just its presence.

Why is impact measurement important in CSR? Without impact measurement, CSR is accountable only for what was spent and what was delivered, not for what changed. This creates incentives to fund visible, easy-to-report activities rather than the harder, slower work of genuine systemic change. Rigorous outcome measurement shifts accountability toward what matters, helps organisations learn and improve and provides the evidence base that corporate partners, regulators and communities deserve.

How can companies maximise CSR impact in India?

Companies maximise CSR impact by choosing implementation partners with proven outcomes and deep community presence, committing to multi-year programmes rather than annual projects, measuring outcomes rather than only outputs and designing interventions that address the interconnected dimensions of the challenges they are targeting. Strategic alignment between CSR investment and a coherent theory of change rather than a portfolio of disconnected activities is the single most important determinant of impact quality.

What is the biggest gap in CSR impact in India today?

The biggest gap is geographic. CSR spend is heavily concentrated in states where large companies are headquartered, leaving hundreds of districts — many of them among India’s most underserved with minimal corporate social investment. Closing this gap requires deliberate routing of funds toward aspirational districts, investment in NGOs with presence in remote areas, and a regulatory environment that incentivises reach rather than only scale.

How does Smile Foundation deliver CSR impact at scale?

Smile Foundation works with over 400 corporate partners across 27 states, delivering integrated programmes in education, healthcare, skilling and women’s empowerment that are designed to produce compounding outcomes across development dimensions. Programme outcomes are tracked rigorously and reported transparently. The organisation’s scale reflects sustained corporate commitment over time — the kind of long-term partnership that the evidence consistently identifies as the most effective model for producing genuine CSR impact in India.

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CSR Education Partners In Change

CSR and Education in India: How Corporates Can Help

Summary

  • India has achieved near-universal primary school enrolment, but the learning crisis persists — ASER 2023 found that only 43.3% of Grade 5 students in rural India could read a Grade 2 level text
  • Over 1.5 crore children remain out of school, with dropout rates rising sharply at the secondary level, particularly among girls from low-income and rural communities
  • CSR in education in India represents one of the most significant non-government levers available to address these gaps — education consistently receives around 25% of total CSR spend, roughly ₹6,500 crore annually
  • The most impactful CSR interventions go beyond infrastructure to address teacher training, digital access, foundational learning and the emotional well-being of children
  • One-off CSR projects in education consistently underperform — sustained, multi-year partnerships with experienced NGOs produce measurably stronger outcomes
  • Smile Foundation’s Mission Education programme operates across 27 states, working with corporate partners to deliver education, digital learning and teacher capacity-building to children in underserved communities
  • In 2026, the most strategically valuable CSR investment in education is not the one that builds the most visible infrastructure — it is the one that improves what happens inside the classroom, consistently, over time
  • Integrated development, connecting education with health, nutrition and livelihoods, produces compounding outcomes that siloed education programmes cannot achieve alone

The Access Problem Is Not the Whole Problem

India has done something genuinely remarkable over the past two decades. It has brought the vast majority of its children into school. Gross enrolment ratios at the primary level now sit close to 100%. School buildings have been constructed in remote villages. Mid-day meal programmes have addressed one of the most persistent barriers to attendance. By the measure of access, India’s education story is one of significant progress.

But access was always the easier problem. The harder one, what children actually learn once they are inside a classroom, remains largely unsolved.

This is where CSR in education in India enters, and where it matters most. The learning crisis in India is not a crisis of infrastructure alone. It is a crisis of quality — of teacher capacity, of classroom environment, of foundational skill-building, of the conditions that determine whether a child who shows up for school actually leaves it knowing how to read, reason, and participate in a changing economy.

Government investment has been substantial, and its results are real. But the scale of what remains to be done exceeds what the public system can address alone. Corporate India, through strategic, sustained CSR investment in education, has the resources, the reach and increasingly the institutional sophistication to make a meaningful difference, not at the margins, but at the level of systemic change.

The State of Education in India: Beyond the Enrolment Numbers

The most important number in India’s education conversation is not the enrolment figure. It is the learning level.

The Annual Status of Education Report (ASER) has been tracking learning outcomes in rural India for nearly two decades, and its findings have been consistent and sobering. In its 2023 report, focused on youth aged 14 to 18, it found that a significant proportion of older students still lack foundational literacy and numeracy skills that should have been established in the early primary years. Only 43.3% of Grade 5 students in rural India could read a Grade 2 level text. The gap between being in school and actually learning is wide, and it is not closing fast enough.

Dropout rates compound the problem. While primary level dropout rates have improved, secondary level dropout, particularly among girls, remains a serious concern. Economic pressure, early marriage, inadequate sanitation infrastructure and the simple absence of a school within reasonable distance all contribute to a pattern in which children enter the system but do not complete it.

Infrastructure gaps persist in ways that directly affect learning quality. Classrooms that are structurally inadequate, schools without functional toilets, communities without access to digital tools, these are not marginal issues. They shape, on a daily basis, whether learning can happen at all.

Teacher capacity is perhaps the most consequential variable of all. India faces a significant challenge not just in teacher numbers but in the quality of pedagogy being delivered. Undertrained teachers, high administrative burdens, large class sizes and limited professional development opportunities combine to produce classrooms where content is delivered but learning is not reliably happening.

These challenges do not exist in isolation. They intersect, and any serious attempt to address them must reckon with that interconnection.

Why CSR in Education in India Matters

The scale of India’s education challenge is such that government investment alone, however significant, cannot close all the gaps. This is not a critique of public education. It is a statement about the size of the problem relative to the resources any single actor can deploy.

CSR in education in India currently represents around 25% of total annual CSR spend, approximately ₹6,500 crore flowing into education-related programmes each year. That is a substantial sum, and it is reaching communities and schools that public investment has not yet fully served.

But the question is not only how much is being spent. It is how intelligently. The history of CSR investment in education includes many examples of well-intentioned spending that produced limited outcomes — school buildings that were constructed but not furnished, computer labs that were installed but never used, teacher training programmes that delivered a one-day workshop and then disappeared. The gap between CSR spending and CSR impact in education is real, and it is largely a function of how interventions are designed and sustained.

The opportunity, then, is not just to spend more. It is to spend better with longer time horizons, stronger implementation partnerships, clearer theories of change and a genuine commitment to measuring what changes in children’s lives rather than what is delivered to their schools.

Where CSR Can Make the Most Impact

Not all CSR investment in education produces equivalent outcomes. Some areas consistently show stronger returns than others, and understanding where the leverage is highest is essential for companies trying to deploy their resources strategically.

School infrastructure remains a genuine need in many parts of India — but the most valuable infrastructure investments are those that directly affect learning conditions: clean drinking water, functional sanitation, ventilated and adequately furnished classrooms. Infrastructure that improves health and dignity translates into better attendance and engagement. A school building without these basics is less useful than it appears.

Digital classrooms and technology-enabled learning represent one of the most significant opportunities in the current landscape. The pandemic exposed enormous disparities in digital access between urban and rural, and between private and government school students. CSR investment that brings digital tools, connectivity and locally relevant content into underserved schools addresses a gap that is growing more consequential every year as the economy increasingly demands digital literacy from its workforce.

Teacher training is arguably the highest-leverage intervention available and it remains chronically underfunded relative to its importance. A well-trained teacher transforms the learning outcomes of every child they teach, year after year. CSR investment in sustained, practice-based teacher development — not one-off workshops but ongoing professional support — produces returns that compound over time in ways that infrastructure investment alone cannot.

Foundational learning — ensuring that children in the early primary years develop solid literacy and numeracy before the curriculum moves on — is the area where ASER data most consistently identifies failure, and where targeted intervention can change trajectories. Remedial learning programmes, bridge courses, and structured pedagogy support at the foundational level address the root cause of later disengagement and dropout.

Girls’ education deserves specific attention. Girls in low-income and rural communities face compounding barriers — social pressure, inadequate sanitation, early marriage and the expectation that education is a lower priority than domestic or economic contribution. CSR programmes that address these barriers directly, through both infrastructure and community engagement, produce outcomes that extend well beyond individual girls to affect household well-being and the next generation.

From Access to Learning Outcomes: The Shift That Matters

The most important reorientation in CSR for education is the shift from measuring access — enrolment, attendance and infrastructure — to measuring learning outcomes. These are different things, and conflating them has been one of the most persistent sources of misallocated investment in Indian education.

A child who attends school but does not learn to read is not a development success. A school that has a computer lab but no trained teacher to use it is not a digital learning intervention. An attendance rate of 90% in a classroom where the teaching is ineffective is not evidence of impact.

Learning outcomes depend on more than content delivery. They depend on the emotional readiness of the child — whether she feels safe, valued and capable in the classroom. They depend on the relational quality between teacher and student — whether the teacher sees the child as a person, not a performance metric. They depend on the home environment — whether the child is fed, rested and free from the acute stress that impairs cognitive function.

CSR investment that takes these dimensions seriously — that invests in the whole child and the whole classroom environment — consistently produces stronger outcomes than investment focused exclusively on materials and infrastructure.

The Case for Long-Term CSR Partnerships in Education

One-off CSR projects in education are not just ineffective. They can be actively counterproductive. They create expectations that are not sustained. They build relationships that are then abandoned. They produce data that looks good in a one-year report and tells nothing about whether anything changed.

Education is a slow process. Learning outcomes take time to shift. Teacher capacity takes time to build. Community trust takes time to establish. The timelines of genuine educational change are incompatible with the timelines of annual CSR reporting cycles — which is precisely why long-term, multi-year commitments are not a nice-to-have in CSR for education. They are a prerequisite for impact.

Companies that have made sustained commitments to education partners — three, five, even ten years of consistent investment in the same communities, with the same implementation partners — consistently report stronger, more verifiable outcomes than those that rotate programmes annually in search of new visibility.

The evidence from Smile Foundation’s own programme experience supports this pattern. Communities and schools where corporate partnerships have been sustained over multiple years show measurably different outcomes from those where engagement has been episodic.

Smile Foundation’s Approach to CSR in Education

Smile Foundation’s Mission Education programme is one of India’s most established CSR implementation platforms in the education space, operating across 27 states and directly reaching over one lakh children annually through a network of learning centres, school support programmes and community engagement initiatives.

The programme’s approach is built on three interconnected pillars. First, creating learning environments that work through infrastructure support, child-friendly classroom design and the psychosocial conditions that allow children to engage. Second, building teacher and facilitator capacity through sustained training, mentoring and the kind of ongoing professional support that produces lasting change in classroom practice. Third, driving learning outcomes through structured pedagogy, foundational learning programmes and digital tools that extend learning beyond the classroom.

Corporate partners work with Smile Foundation not as grant recipients but as programme co-designers contributing to the definition of impact goals, participating in monitoring, and receiving the kind of transparent, outcome-based reporting that ESG frameworks increasingly demand.

The model is deliberately integrated. Education programmes are designed with awareness of the health and nutrition dimensions that affect children’s capacity to learn, the gender dynamics that determine whether girls stay in school, and the livelihood pressures that shape family decisions about education.

CSR and Education as a Driver of Systemic Change

The most powerful argument for CSR in education in India is not about individual schools or individual children, though those outcomes matter enormously. It is about what education produces at scale, and how that connects to everything else.

A child who completes a quality education is more likely to be employed, healthier and better positioned to support the next generation’s development. A woman who stays in school through secondary level is more likely to delay marriage, have fewer children, and invest more in those children’s education. A community with strong educational outcomes is more resilient, more economically productive and more capable of demanding the services and accountability that further development requires.

Education is not a standalone development intervention. It is the multiplier through which other investments compound. CSR that treats education as one programme among many misses this fundamental point. CSR that treats education as the foundation of a broader development strategy connected to health, nutrition, skilling, and women’s empowerment is investing in the logic of systemic change.

What Corporate India Should Do in 2026

The direction for corporate India’s CSR investment in education in 2026 is clear, even if the path requires some institutional adjustment.

Move from spending to strategy. The 2% mandate sets a floor. What companies do with that obligation, whether they treat it as a compliance exercise or a strategic investment, determines whether it produces genuine impact. Strategy means a coherent theory of change, not a portfolio of disconnected activities.

Move from outputs to outcomes. Schools built, tablets distributed, workshops delivered, these are outputs. What changes in children’s learning levels, attendance rates, and aspirations, these are outcomes. The shift from measuring one to measuring the other is not administratively convenient, but it is the only honest measure of whether CSR investment in education is working.

Invest in implementation quality. The best-designed programme in the world underperforms with a weak implementation partner. Choosing NGOs with deep programmatic experience, transparent governance, strong community relationships and robust monitoring capacity is one of the most consequential decisions a CSR team makes.

Commit to the long term. Education change does not happen in a financial year. Companies that are willing to make multi-year commitments to education programmes, and to measure their impact over those timescales, will produce outcomes that single-year projects never can.

Education Is Where Everything Else Begins

India’s development story will ultimately be written in its classrooms — in whether the children sitting in those classrooms learn to read, think, and participate fully in the society and economy they are inheriting. That story is not yet settled. There is significant work still to be done, and the resources and reach of corporate India are urgently needed to do it.

CSR in education in India is not a charitable impulse. It is a strategic investment in the conditions that make everything else possible — economic productivity, public health, social cohesion, and the individual lives of millions of children who deserve, and are capable of, far more than the system currently offers them.

Smile Foundation works with corporate partners who understand this — who are looking not for a compliance solution but for a genuine, accountable and impactful investment in India’s educational future. If that is the kind of partnership you are looking for, the conversation starts here.

Frequently Asked Questions (FAQs)

What is CSR in education in India?

CSR in education in India refers to the investment that eligible companies make under the mandatory 2% CSR framework in improving educational access, quality and outcomes for children and communities. This includes funding school infrastructure, digital learning, teacher training, foundational literacy programmes and girls’ education initiatives, typically through implementation partnerships with NGOs or directly through company-run programmes.

How can companies support education through CSR?

Companies can support education through CSR by funding specific interventions like infrastructure improvement, digital classrooms, teacher capacity building or remedial learning, or by partnering with established NGOs to implement multi-year education programmes. The most effective corporate support combines financial commitment with programme involvement, impact measurement and a willingness to stay engaged over multiple years.

What education initiatives qualify under CSR?

Under Schedule VII of the Companies Act, education-related activities that qualify for CSR include promoting education, vocational skills and livelihood enhancement, particularly for children, women and marginalised communities. This covers school infrastructure, learning programmes, teacher training, digital education, girls’ education, adult literacy and scholarship programmes for students from low-income backgrounds.

Why is CSR important for education in India?

Government investment in education, while significant, cannot fully address the scale of India’s learning challenges, particularly in quality, teacher capacity, and infrastructure in underserved communities. CSR fills critical gaps, bringing private-sector resources, management expertise and innovation into spaces where the public system needs supplementary support. Done well, CSR in education in India can accelerate outcomes that public investment alone would take decades to achieve.

How is CSR impacting rural education in India?

In rural India, CSR investment has supported the construction and improvement of school infrastructure, the introduction of digital tools in classrooms with no prior technology access and the training of teachers in communities where professional development has been minimal. Organisations like Smile Foundation have used CSR partnerships to extend quality learning programmes into remote villages and small towns where public education infrastructure exists but quality remains low.

What are examples of CSR in education in India?

Examples include TCS’s digital education and skilling initiatives through goIT and BridgeIT, Infosys’s support for education and teacher training, and Smile Foundation’s Mission Education programme which has reached over one lakh children annually across 27 states through corporate partnerships with over 400 companies. These programmes span foundational learning, digital access, infrastructure support and teacher capacity building.

How can companies partner with NGOs for education CSR? Companies looking to partner with NGOs for education CSR should prioritise organisations with demonstrated programme outcomes, transparent governance, strong community presence and robust monitoring and reporting systems. The partnership works best when it is multi-year, co-designed around clear impact goals and evaluated against learning outcomes rather than just activity outputs. Smile Foundation’s partnership model is built on exactly these principles.

What are the biggest gaps in India’s education system?

The most significant gaps are in learning quality rather than access. Foundational literacy and numeracy remain underdeveloped for a large proportion of primary school students. Teacher capacity and pedagogical quality are inconsistent, particularly in rural and underserved areas. Digital access is improving but remains deeply unequal. Girls’ secondary completion rates, while improving, still fall below what they should be. And the psychosocial dimensions of learning — the emotional well-being and safety of children in classrooms — are almost entirely absent from mainstream education planning.

How does Smile Foundation use CSR funds for education?

Smile Foundation’s Mission Education programme uses CSR funding to operate learning centres in underserved communities, support school infrastructure improvements, deliver structured foundational learning programmes, train and mentor teachers and facilitators and introduce digital tools into classrooms. The programme is designed for measurable outcomes, tracked through regular assessments, and for the kind of transparent, outcome-based reporting that corporate partners and regulators increasingly expect.

What should companies prioritise in their education CSR strategy in 2026?

In 2026, the most strategically valuable CSR investment in education prioritises learning outcomes over infrastructure visibility, sustained engagement over one-off projects and implementation quality over programme size. Companies should invest in partners with proven track records, commit to multi-year timelines and build impact measurement into programme design from the outset — measuring not just what was delivered, but what changed in the learning lives of children.

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CSR In The Spotlight Insights

The Whole Is Greater: Why Integrated Development Is the Future of CSR in India

Summary

India’s CSR ecosystem has grown substantially in scale and sophistication. But much of it still operates in silos — education here, health there, skilling somewhere else — without the connective tissue that turns individual interventions into lasting change. The evidence from decades of development practice is consistent: isolated programmes, however well-designed, underperform because the challenges they address do not exist in isolation. This where the future of CSR can step in and create a greater change.

A child’s ability to learn is shaped by her health. A youth’s employability depends on more than a certificate. A woman’s economic independence requires an ecosystem, not just a training. Smile Foundation’s integrated development model called the Lifecycle Approach — spanning education, healthcare, skilling and women’s empowerment — is built on this understanding.

When Good Work Is Not Enough For The Future of CSR

Consider a scenario that plays out with regularity across India’s development landscape. A well-funded CSR programme delivers quality education to children in a low-income urban community. Attendance is tracked. Learning levels are assessed. A corporate partner receives a detailed impact report at the end of the year, showing improvements in literacy and numeracy. On paper, the intervention has worked.

But look more closely at the same community, and a different picture emerges. Several of the children whose learning levels improved were frequently absent — not because they were disengaged, but because they were unwell. The school had no access to healthcare support and families could not afford to miss a day’s wages to take a sick child to a clinic. The learning gains, real as they were, were built on an unstable foundation.

Or consider the young man who completed a government-linked skilling programme and received a certificate in a trade that has genuine demand. By every output metric, the programme succeeded. But six months later, he is not employed in that trade. The programme had no market linkage component, no employer partnership, no support for the transition from training to work. The skill exists. The opportunity does not.

These are not failure stories in the conventional sense. Nobody did anything wrong. The intentions were right, the execution was competent and the resources were real. What was missing was integration — the recognition that development challenges do not respect the boundaries that programmes draw around them, and that interventions designed to address one dimension of a problem will consistently be undermined by the dimensions they leave untouched.

The Limits of Siloed CSR

India’s mandatory CSR framework has channelled enormous resources into social development since 2014. Education and health consistently receive the largest allocations. Skilling, women’s empowerment and rural development follow. The categories are clear and companies have built programme portfolios that map neatly onto them.

The problem is that the categories are a filing system, not a theory of change. They describe what money is being spent on. They do not describe how human lives actually work.

An education programme that does not account for the health of the children it is trying to teach will find its outcomes constrained by factors it never measured. A women’s empowerment programme that delivers training without addressing access to credit, market linkages or the domestic dynamics that determine whether a woman can actually use what she has learned will produce graduates who know more but can do little differently. A skilling programme that is disconnected from industry will train people for jobs that are not available, in formats that employers did not ask for, measured by completion rates that tell funders nothing about whether anyone’s livelihood improved.

None of this is a critique of the people running these programmes. It is a critique of a structure that incentivises neat, bounded, reportable activity over the messy, interconnected, harder-to-measure work of actually shifting outcomes.

The honest assessment of siloed CSR is not that it produces no impact. It is that it produces less impact than it should, given the resources committed, and that the gap between what is invested and what is achieved is, in significant part, a function of the failure to connect interventions that belong together.

How Development Challenges Are Actually Connected

The connections between health, education, livelihoods and women’s empowerment are not incidental. They are structural, and they operate in both directions.

A child’s health determines whether she can attend school consistently. It determines whether, on the days she does attend, she has the physical and cognitive resources to learn. Chronic illness, anaemia, malnutrition — these are not interruptions to the education story. They are part of it. An education programme that does not engage with the health of its students is working with one hand tied.

Education, in turn, shapes employability — but not in the simple, linear way that skills-focused programmes often assume. It shapes it through the confidence it builds or fails to build, through the literacy and numeracy it produces or does not produce, through the aspirations it expands or leaves unchanged. A young person who leaves school without foundational skills is not a good candidate for a skilling programme, however well-designed that programme is. The two interventions are not alternatives. They are sequential dependencies.

Skilling affects income. Income affects household nutrition, housing stability and the ability of parents to keep children in school rather than sending them to work. Women’s income, specifically, has well-documented multiplier effects: research consistently shows that when women control household income, a larger share goes toward children’s health and education than when men control it. Women’s empowerment is not a parallel stream of development work. It is one of the highest-leverage points in the entire system.

The thread that runs through all of this is that development is not a set of separate problems with separate solutions. It is an ecosystem, and ecosystems respond to intervention differently than individual components do.

The Case for Integration For The Future of CSR

An integrated development model for the future of CSR does not simply deliver multiple programmes to the same community. That would be coordination, not integration. Integration means designing interventions so that they are aware of each other, informed by each other and structured to produce effects that no single programme could produce alone.

The logic is straightforward, even if the execution is demanding. When a child receives education support alongside health monitoring, the education outcomes improve because one of the primary constraints on learning has been addressed. When a woman receiving livelihood training also has access to financial products and market linkages, her economic outcomes improve because the training is embedded in an ecosystem that allows her to use it. When youth skilling is designed in partnership with employers and connected to job placement support, employment rates improve because the programme was designed for employment, not for certification.

In each case, the compounding effect is greater than the sum of the parts. This is not a theoretical claim. It is a well-documented pattern in development practice, reflected in evaluations of integrated programmes across India and globally, and increasingly recognised in the frameworks that guide both government development planning and corporate CSR strategy.

The shift from siloed to integrated is also a shift in the timeframe over which impact is measured. Isolated programmes tend to produce short-term, bounded outcomes that are visible within a reporting cycle. Integrated models are designed for systemic change — the kind of change that takes longer to materialise but is more durable, more scalable and more honest about what development actually requires.

The Policy and CSR Context

The direction of travel in CSR governance is clear. Regulators, investors and civil society are all pushing in the same direction: away from activity-counting and toward outcome measurement, away from one-year projects and toward multi-year commitments, away from inputs and toward impact.

The integration of CSR into broader ESG frameworks has accelerated this shift. Companies are no longer assessed only on what they spend, but on what changes as a result. Institutional investors are increasingly factoring social impact quality into their ESG assessments. The pressure to demonstrate genuine, attributable outcomes — rather than impressive-sounding activities — is intensifying from multiple directions simultaneously.

In this environment, integrated development models have a strategic advantage. They are designed from the outset to produce outcomes rather than outputs. They are built for the kind of long-term, multi-dimensional impact that ESG frameworks are trying to capture. And they offer CSR leaders a more credible, more defensible account of what their investment is achieving because the theory of change is coherent, the interventions are connected and the outcomes are real.

What Integrated Development Looks Like: The Smile Foundation Model

Smile Foundation’s work across India is built on a lifecycle approach — the understanding that human development is not a series of separate challenges but a connected journey, and that the most effective way to support that journey is to engage with it at multiple points simultaneously.

The organisation’s education programmes — delivered through Mission Education and a network of learning centres — are designed with an awareness of the health, nutritional and psychosocial dimensions that shape a child’s ability to learn. The Smile on Wheels mobile health programme extends healthcare to communities and schools that formal health infrastructure does not reach, creating a direct link between health access and educational participation.

Livelihood and skilling programmes are connected to employer networks and market realities, designed not just to produce certificates but to produce employment. Women’s empowerment initiatives combine skill development with financial literacy, access to credit and market linkages — recognising that economic independence requires an ecosystem, not just a training programme.

These are not parallel programmes that happen to serve the same communities. They are designed to work together, to address the constraints that each would face in isolation and to produce the kind of compounding impact that integration makes possible.

What Integrated Development Looks Like on the Ground

In a community in Rajasthan where Smile Foundation operates across multiple programme areas, the interconnection between interventions is visible in practice. A girl enrolled in a Mission Education learning centre receives regular health screenings through the Smile on Wheels unit. Her attendance, previously disrupted by untreated anaemia, stabilises. Her learning outcomes improve.

Her mother, enrolled in a women’s livelihood programme, completes training in tailoring and receives support to access a micro-credit product. Within a year, she is generating income. A portion of that income goes toward her daughter’s supplementary learning materials and, eventually, toward keeping her in school through secondary level rather than withdrawing her for early marriage.

Her elder brother, who completed school under a previous cohort of the programme, is enrolled in a market-linked skilling initiative. He is placed with an employer partner within three months of completing the programme.

Three interventions. One family. Outcomes that none of the three would have produced alone. This is what integrated development looks like.

Why This Matters for CSR Leaders and The Future of CSR

For companies making CSR decisions, the case for integrated models is ultimately a strategic one. The return on investment — measured not in rupees per beneficiary but in the depth, durability and scale of actual change — is higher from integrated approaches than from isolated ones.

Integrated models also offer something that siloed programmes cannot: a coherent narrative. When a company can point to a community where education, health, livelihoods and women’s empowerment have moved together — where the changes are visible, connected and attributable — the story of impact is more credible and more compelling than a set of disconnected programme statistics.

For CSR leaders who are increasingly being asked to demonstrate not just what was spent but what changed, integrated development provides both the substance and the language to answer that question honestly.

The Shift Required

The transition from siloed to integrated CSR requires a shift in how programmes are designed, how impact is measured and how partnerships are structured. It requires moving from projects to ecosystems — from discrete interventions with clear boundaries to connected approaches with shared theories of change.

It requires funders who are willing to support programme design that takes time, implementation that requires coordination and impact measurement that looks beyond the next reporting cycle. It requires NGO partners who have the organisational capacity to operate across multiple programme areas without losing depth in any of them. And it requires a shared understanding, between corporate partners and implementation organisations, that the goal is not a successful programme. It is a changed community.

Integration Is Effectiveness

The future of CSR in India will not be determined by how much is spent. It will be determined by how intelligently it is deployed — and by whether the interventions that India’s development challenges require are designed to work together or to work in parallel.

Development succeeds when the pieces are connected. A child who is healthy enough to learn, supported by a family that has economic stability, in a community where women’s agency is growing and youth have pathways to employment — that child’s outcomes are the product of a system, not a programme.

Integration is not a more complicated way of doing CSR. It is a more honest one. It acknowledges that people’s lives are interconnected, that challenges compound each other, and that solutions must do the same.

Smile Foundation’s work is built on that acknowledgement. For CSR leaders looking to move from activity to impact, from compliance to genuine contribution, the conversation starts with the same question: are your interventions designed to work together? If not, it may be time to start building the ecosystem.

Frequently Asked Questions (FAQs)

What is integrated development in the context of CSR?

Integrated development refers to an approach in which multiple interventions — education, health, livelihood, women’s empowerment — are designed to work together rather than independently. Rather than addressing one dimension of a development challenge in isolation, integrated models recognise the interconnections between challenges and structure programmes to address them simultaneously, producing compounding outcomes that siloed approaches cannot achieve.

Why is siloed CSR insufficient for lasting impact?

Isolated programmes address one part of a problem that has many. An education programme that does not account for the health of its students will have its outcomes constrained by health-related absenteeism. A skilling programme without market linkage will produce certified graduates who remain unemployed. When interventions do not connect to each other, they leave in place the constraints that undermine their own effectiveness.

How do development challenges intersect in practice?

The connections are structural. Health affects school attendance and cognitive performance. Education affects employability. Skilling affects income. Women’s income affects household nutrition and children’s schooling. Each of these relationships is well-documented, and each means that an intervention in one area will be more or less effective depending on what is happening in the others.

Why is future of CSR moving toward integrated and outcome-based models?

Regulatory pressure, ESG integration and increasing investor scrutiny are all pushing in the same direction — away from activity-counting and toward genuine impact measurement. Companies are being asked not just what they spent, but what changed as a result. Integrated models, designed from the outset to produce outcomes rather than outputs, are better positioned to answer that question credibly.

What role do NGOs play in integrated development?

NGOs with multi-programme capacity are the essential implementation partners for integrated development. They bring the ground-level knowledge, community trust and operational infrastructure to connect interventions that might otherwise remain separate. The quality of the NGO partner — their ability to operate across education, health, livelihoods and gender without losing depth in any area — is a critical determinant of whether integration works in practice.

How can companies move from siloed to integrated CSR?

The shift begins with choosing implementation partners who operate across programme areas and have a coherent theory of change that connects them. It requires willingness to fund programme design and coordination costs, not just direct delivery. And it requires a commitment to measuring outcomes — changes in people’s lives — rather than only outputs. Multi-year funding commitments are essential; integrated change takes longer to materialise than any single programme cycle.

How does Smile Foundation’s model reflect integrated development?

Smile Foundation operates across education, healthcare, skilling, and women’s empowerment — not as parallel programmes, but as a connected system designed to address the multiple, intersecting dimensions of deprivation. The Smile on Wheels mobile health unit supports the same communities as Mission Education. Livelihood programmes are connected to financial access and market linkages. The design is intentional: each programme is aware of the others, and the outcomes are compounding rather than additive.

Is integrated development more expensive than siloed CSR?

In the short term, integrated models can require higher upfront investment in design, coordination and multi-year commitment. But the relevant comparison is not cost per activity — it is cost per outcome. Integrated approaches consistently produce more durable, more significant change per unit of investment than siloed ones. For CSR leaders focused on genuine impact rather than compliance, the return on integrated development is substantially higher.

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CSR Partners In Change

CSR Rules in India Explained: Section 135, the 2% Mandate & 2026 Compliance Guide

CSR Rules in India Summary

India has one of the most structured corporate social responsibility frameworks in the world. Unlike most countries where CSR is voluntary, CSR rules in India are legally mandated, and for eligible companies, non-compliance carries real consequences.

If you are a CSR head, finance leader or corporate decision-maker trying to understand what the law requires and how to meet it strategically in 2026, this guide is for you.

What Are CSR Rules in India?

CSR rules in India are governed primarily by Section 135 of the Companies Act, 2013, read with the Companies (Corporate Social Responsibility Policy) Rules, 2014.

The law requires certain companies to spend a portion of their profits on social development activities every financial year. It also requires them to form a CSR committee, adopt a CSR policy, report their spending publicly and account for any unspent funds.

The intent is straightforward: companies that benefit from India’s markets and resources should contribute meaningfully to its social and environmental challenges.

Who Needs to Comply?

Not every company falls under the CSR mandate. The threshold is based on three financial criteria. A company must comply if it meets any one of the following in the preceding financial year:

  • Net worth of ₹500 crore or more
  • annual turnover of ₹1,000 crore or more
  • net profit of ₹5 crore or more

This applies to Indian companies as well as foreign companies operating in India that meet these thresholds. Once a company crosses any one of these limits, it is obligated to follow the full CSR framework including spend, committee formation and reporting.

The 2% CSR Rule: How It Works

The core of India’s CSR mandate is simple. Eligible companies must spend at least 2% of their average net profit from the preceding three financial years on CSR activities every year.

This is not a tax. It is a directed spend — money that must go toward qualifying social development activities, not into government coffers. Companies have the freedom to choose which qualifying activities they fund, where they operate and through which partners they implement.

What they cannot do is treat it as optional, carry it forward indefinitely without consequence or spend it on activities that do not qualify under the Schedule VII list.

Section 135: What It Requires from Companies

Section 135 places specific structural obligations on eligible companies beyond just spending.

The CSR Committee

Every eligible company must constitute a CSR Committee of the Board. This committee must include at least three directors, one of whom must be an independent director. For smaller companies, those with a CSR obligation below ₹50 lakh, the committee requirement is waived and the Board itself handles CSR decisions.

The committee is responsible for formulating the CSR policy, recommending the annual CSR spend, and monitoring implementation.

Board Responsibilities

The Board must approve the CSR policy, ensure the company spends the required amount and disclose reasons in the annual report if the full amount is not spent. This is not a back-office function. It sits at Board level by design.

What Activities Qualify Under CSR rules in India?

Qualifying CSR activities are listed in Schedule VII of the Companies Act. The list is broad but specific. It includes eradicating hunger, poverty and malnutrition, promoting education and skilling, advancing gender equality and women’s empowerment, ensuring environmental sustainability, supporting healthcare and sanitation, promoting rural development, protecting national heritage and art, contributing to PM relief funds and other government funds and supporting sports training and Paralympic development.

Activities that do not qualify include those that benefit only the company’s employees or their families, political contributions and activities conducted outside India.

The key distinction is that CSR must be directed toward communities, not internal stakeholders. It must also align with the company’s CSR policy, which is approved by the Board.

How to Calculate Your CSR Spend

The calculation is straightforward once you know the inputs.

Step one: Take the net profit of the company for each of the preceding three financial years. Use net profit as per Section 198 of the Companies Act — this excludes certain items like capital gains and prior year losses.

Step two: Calculate the average net profit across those three years.

Step three: Calculate 2% of that average. This is your minimum annual CSR obligation.

A simple example: if a company’s net profits over three years were ₹80 crore, ₹100 crore and ₹120 crore, the average is ₹100 crore, and the CSR obligation is ₹2 crore for the current financial year.

Companies that have not completed three years of operations calculate the average based on the years available.

CSR Reporting and Compliance in 2026

Reporting is not optional, and it has become considerably more structured in recent years.

Every eligible company must file an annual CSR report as part of its Board’s Report. This includes the composition of the CSR committee, the CSR policy, the amount required to be spent, the amount actually spent, a description of the activities funded and an explanation if the full amount was not spent.

The report must also be submitted on the MCA’s CSR portal, which has become the central repository for CSR disclosure in India. The portal allows the government, civil society and the public to track what companies are spending and where.

In 2026, the direction of regulatory expectation is clear: companies are increasingly expected to report on outcomes, not just activities. Simply listing what was funded is giving way to demonstrating what changed as a result. Companies that invest in impact measurement — tracking learning outcomes, health indicators or livelihood improvements rather than just rupees spent — are better positioned both for regulatory scrutiny and for credible stakeholder communication.

What Happens If CSR Is Not Spent?

This is where many companies have faced difficulty, and where the rules have tightened considerably since 2021.

If a company does not spend its full CSR obligation in a given financial year, the unspent amount must be transferred to a special account — the Unspent CSR Account — within 30 days of the end of the financial year. Funds in this account must be spent on ongoing CSR projects within three years. If they are not, they must be transferred to one of the funds specified in Schedule VII, such as the PM National Relief Fund.

For funds not related to ongoing projects, the transfer to a Schedule VII fund must happen within six months of the financial year end.

Non-compliance — including failure to transfer unspent funds, failure to report or deliberate avoidance of the obligation — can result in penalties for both the company and the responsible officers. Penalties can reach up to three times the unspent amount for the company and up to ₹1 crore for individual officers.

The message from regulators is unambiguous: carrying forward unspent CSR funds indefinitely is no longer permissible.

Key Updates and Shifts to Watch in 2026

The CSR landscape in India is not static. Several important shifts are shaping how the framework operates in practice.

Outcome measurement is becoming a regulatory expectation, not just a best practice. The government has been signalling that future reporting requirements may mandate third-party impact assessments for larger CSR spends, moving decisively from activity reporting to verified outcomes.

Multi-year, ongoing projects are increasingly favoured over one-off grants. The rules create a specific mechanism for ongoing projects — allowing unspent funds to be carried forward rather than transferred — which effectively rewards companies that make long-term commitments.

ESG integration is reshaping how companies frame CSR internally. As investors and regulators scrutinise ESG performance, CSR is being pulled into a larger accountability framework — one that demands strategic alignment, not just compliance.

The Role of Implementation Partners

Most companies do not implement CSR programmes directly. They work through implementation partners — registered NGOs, Section 8 companies or government bodies — that have the ground-level presence, expertise and community relationships to deliver programmes effectively.

Choosing the right implementation partner is one of the most consequential CSR decisions a company makes. A strong partner brings programme design capability, community trust, robust monitoring systems and the institutional credibility to produce results that hold up to scrutiny.

Smile Foundation has been a CSR implementation partner for over 400 companies across 27 states, working across education, healthcare, livelihood and women’s empowerment. Our programmes are designed for measurable, long-term impact — and for the kind of transparent reporting that compliance and credibility both require.

For companies looking to move from tick-box CSR to genuine, accountable social investment, the right implementation partnership is where that transition begins.

Compliance Is the Floor, Not the Ceiling

CSR rules in India set a floor — a minimum legal obligation that every eligible company must meet. But the companies whose CSR programmes produce real, lasting change are not the ones that spend exactly 2% and stop there. They are the ones that treat CSR as a strategic function, invest in partnerships that deliver outcomes and build programmes designed to compound over time.

In 2026, with regulatory expectations rising and ESG scrutiny intensifying, the gap between compliance-focused CSR and impact-focused CSR has never been more visible, or more consequential.

Meeting the law is necessary. What you do with that obligation is the real question.

Frequently Asked Questions (FAQs) — CSR Rules In India

What are CSR rules in India?

CSR rules in India are legal requirements under Section 135 of the Companies Act, 2013, that mandate eligible companies to spend at least 2% of their average net profit from the preceding three years on qualifying social development activities. The rules also require companies to form a CSR committee, adopt a CSR policy and report publicly on their spending every year.

What is Section 135 of the Companies Act?

Section 135 is the provision of the Companies Act, 2013 that establishes India’s mandatory CSR framework. It defines which companies must comply, requires the formation of a CSR committee at Board level, mandates minimum annual CSR spend and sets out reporting and accountability requirements.

Who is required to spend on CSR in India?

Any company — Indian or foreign operating in India — that meets at least one of the following thresholds in the preceding financial year: net worth of ₹500 crore or more, annual turnover of ₹1,000 crore or more or net profit of ₹5 crore or more.

How is CSR spending calculated?

Take the net profit (as per Section 198 of the Companies Act) for each of the three preceding financial years, calculate the average and then calculate 2% of that average. The result is the minimum CSR obligation for the current financial year.

What happens if a company does not spend its CSR obligation?

Unspent CSR funds must be transferred to a designated Unspent CSR Account within 30 days of the financial year end. Funds must be spent within three years on ongoing projects or transferred to a Schedule VII fund. Non-compliance can result in penalties of up to three times the unspent amount for the company.

What activities qualify under CSR in India?

Qualifying activities are listed in Schedule VII of the Companies Act and include education, healthcare, hunger and poverty alleviation, environmental sustainability, women’s empowerment, rural development, skilling and contributions to specified government funds. Activities that benefit only company employees or involve political contributions do not qualify.

How do companies report their CSR in India?

Companies must include a CSR report in their annual Board’s Report, covering committee composition, policy, amount required to be spent, amount actually spent and activity descriptions. This must also be filed on the MCA’s CSR portal, which is publicly accessible.

What has changed in CSR rules in India in recent years?

The most significant change in CSR rules in India since 2021 is the tightening of rules around unspent funds — companies can no longer carry forward unspent amounts indefinitely without consequence. There is also a growing regulatory expectation around outcome measurement and third-party impact assessment, moving beyond activity reporting toward verified results.

Can CSR funds be carried forward?

Only in specific circumstances. Funds allocated to ongoing multi-year projects can be held in the Unspent CSR Account and spent over up to three years. Funds not linked to ongoing projects must be transferred to a Schedule VII fund within six months of the financial year end.

How can companies partner with NGOs for CSR implementation?

Companies can work with registered NGOs, Section 8 companies or other eligible implementing agencies that have a proven track record, transparent governance and strong programme delivery. The implementing agency must be registered on the CSR portal and companies must ensure that funds are used for qualifying activities and that outcomes are documented and reported accurately.

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In The Spotlight Insights Smile

Rabindranath Tagore Jayanti 2026: Life, Legacy and His Vision for India

Summary

  • Rabindranath Tagore Jayanti 2026 falls on May 8 or 9 on the Gregorian calendar, corresponding to the 25th of Baishakh in the Bengali calendar — the birth anniversary of Rabindranath Tagore, born May 7, 1861
  • Tagore was a poet, philosopher, educationist, composer and social reformer — the first non-European to receive the Nobel Prize in Literature, awarded in 1913 for Gitanjali
  • He composed over 2,000 songs collectively known as Rabindra Sangeet, and wrote Jana Gana Mana, which became India’s national anthem
  • His establishment of Santiniketan, later Visva-Bharati University, was a direct expression of his revolutionary vision of education rooted in nature, creativity and critical thinking rather than rote learning
  • Tagore renounced his knighthood in 1919 in protest against the Jallianwala Bagh massacre, one of the most powerful acts of moral courage in India’s independence movement
  • He warned consistently against narrow, aggressive nationalism advocating instead for a humanism that transcended borders and was grounded in ethical responsibility and mutual respect
  • His literary work addressed caste discrimination, gender inequality and social injustice — not through direct polemic, but through narrative that made readers feel and question
  • In 2026, as India navigates contested questions of identity, nationalism and education, Tagore’s ideas carry an urgency that makes Rabindranath Tagore Jayanti 2026 a moment of reflection as much as celebration

Rabindranath Tagore Jayanti 2026: Life, Legacy and His Vision for India

Rabindranath Tagore Jayanti 2026 arrives at a moment when the questions Tagore spent his life asking feel more pressing than ever. Who are we as a nation? What should education produce? How do we hold onto our roots without closing ourselves to the world? These were not rhetorical questions for Tagore. They were the animating concerns of a lifetime of thought, work and creative output that continues to resonate more than eight decades after his death.

Celebrated annually in early May, Rabindranath Tagore Jayanti — more commonly known as Rabindra Jayanti — marks the birth anniversary of one of India’s most consequential cultural figures. In Bengal, it is observed as Poncheeshe Boishakh, the 25th day of the Baishakh month in the Bengali calendar, which corresponds to either May 8 or May 9 in the Gregorian calendar each year. Rabindranath Tagore Jayanti 2026 falls on May 9, and the occasion invites not just celebration but genuine engagement with the ideas of a man who was, in every sense, ahead of his time.

From a Curious Child to a Literary Genius

Born on May 7, 1861 — or the 25th of Baishakh, 1268, in the Bengali calendar — into a prominent family associated with the Brahmo Samaj reform movement, Tagore was shaped from the beginning by an environment that valued intellectual and spiritual inquiry. His father, Debendranath Tagore, was a religious reformer of considerable influence, and the household Tagore grew up in was one where ideas circulated freely and convention was routinely interrogated.

His formal education was fitful and largely unsuccessful by conventional measures. Schools bored him. Classrooms felt constraining. What educated him, ultimately, was a childhood spent in immersion — in literature, music, philosophy, nature and the rich intellectual culture of his family home. This early, unconventional formation would later become the direct inspiration for his most lasting institutional contribution.

By eight, he was writing poetry. By sixteen, he had published his first collection. The beginning of what would become one of the most prolific literary careers in modern Indian history was already underway.

Tagore’s literary output over the decades that followed was staggering in both volume and range. Poetry, novels, short stories, plays, essays and songs — he worked across every form with equal fluency. His most celebrated work, Gitanjali, a collection of devotional poems, earned him the Nobel Prize in Literature in 1913, making him the first non-European to receive that honour. The award did not arrive as a surprise to those who had followed his work closely. What it did was introduce Tagore to the world, and introduce the world to the possibility of an Indian literary voice that was universal in its reach.

His themes — nature, spirituality, love, freedom, the dignity of the individual — were rendered not in the language of doctrine but in the language of feeling. Through poems like Where the Mind is Without Fear, he articulated a vision of India that was not merely free from colonial rule but free from the internal tyrannies of ignorance, fear and narrow thinking.

And then there was the music. Tagore composed over 2,000 songs, collectively known as Rabindra Sangeet, which remain inseparable from Bengali cultural identity to this day. Among those compositions was Jana Gana Mana — adopted as India’s national anthem — a fact that, on Rabindranath Tagore Jayanti 2026, carries particular weight as a reminder of how deeply one person’s creative imagination can become embedded in a nation’s sense of itself.

Not a Conventional Political Leader

Tagore’s relationship with India’s independence movement was significant, but it was never straightforward. He was not a political organiser or a mass mobiliser in the way that some of his contemporaries were. His contribution to the freedom struggle operated on a different register — moral, philosophical and cultural rather than organisational.

His opposition to British colonial rule was unambiguous. But his approach to nationalism was more complicated, and more prescient, than many of those around him recognised at the time. He warned repeatedly against the kind of aggressive, exclusionary nationalism that he saw taking root not just in India but across the world — a nationalism that defined itself by what it was against rather than what it stood for, that elevated group identity above individual conscience, and that was capable, he believed, of producing violence and fragmentation rather than freedom and cohesion.

His most powerful single political act came in 1919, when he renounced his knighthood in protest against the Jallianwala Bagh massacre. It was a deliberate, principled withdrawal from an honour that could no longer be held without complicity. In the letter he wrote to the Viceroy, he stated simply that he wanted to stand unencumbered beside his countrymen. The words, and the act, carried a moral weight that no speech could have matched.

For Tagore, freedom was never only political. It demanded social reform, intellectual awakening and a transformation of the values that structured everyday life. Political independence was necessary. It was not sufficient.

Reimagining Education: Santiniketan

If there is a single institution that embodies Tagore’s ideas most completely, it is Santiniketan — the experimental school he established in rural Bengal that later became Visva-Bharati University, now a central university of India.

Tagore founded Santiniketan as a direct repudiation of the colonial education system he had experienced and rejected in his own childhood. That system, he believed, produced obedient clerks rather than thinking human beings. It prioritised memorisation over understanding, compliance over creativity and examination performance over genuine learning.

At Santiniketan, classes were held outdoors wherever possible. Students learned through engagement with nature, through art, music and storytelling, through conversation and exploration rather than passive reception. The curriculum brought together Indian classical traditions and global influences, reflecting Tagore’s conviction that India must remain rooted in its own culture while remaining genuinely open to the world.

The model Tagore developed at Santiniketan anticipated ideas that modern pedagogy has only recently begun to take seriously — experiential learning, child-centred education, the importance of emotional and creative development alongside intellectual development. On Rabindranath Tagore Jayanti 2026, as India continues to grapple with questions of educational quality and reform under NEP 2020, his vision feels not like history but like an unfinished instruction.

Imagining India Beyond Borders

At the heart of Tagore’s thought was a commitment to humanism that refused to be contained by national borders. He believed that India’s strength lay not in rigid definitions of identity — religious, linguistic or political — but in its historical capacity to absorb, adapt and synthesise.

He was deeply suspicious of the idea that belonging required exclusion. Patriotism, for him, was an ethical commitment to the well-being of one’s community — not a licence for hostility toward others. He saw the nation-state as a useful but limited framework, and he worried, with considerable foresight, about what would happen when national feeling became the dominant moral language of public life.

His attention to rural India was equally important. He insisted, consistently and practically, that genuine development could not be centred in cities and institutions alone. Through his work in rural Bengal, through projects aimed at improving the lives of farmers and village communities, he demonstrated that his humanism was grounded rather than merely idealistic.

Tagore never saw India in isolation. For him, the country was part of a larger human community — one that must be built on dialogue, peace and shared values rather than competition and domination.

A Voice for Social Change

Tagore’s humanism was grounded in the social realities of a society structured by caste, gender inequality and entrenched hierarchy. Influenced by the reformist tradition of the Brahmo Samaj, he spoke against caste discrimination and the social exclusions that constrained the lives of millions.

His literary work addressed gender inequality and injustice with a subtlety that made it more, not less, powerful. He did not preach. He told stories — and in those stories, he created characters whose dignity, intelligence and inner lives challenged the social arrangements that confined them.

What makes Tagore’s social criticism enduring is precisely this quality of indirection. He trusted his readers to feel the injustice rather than simply being told about it. That trust was itself a form of respect, and it is one reason his work continues to find new readers in new contexts.

Why Tagore Continues to Matter: A Living Cultural Legacy

Rabindranath Tagore Jayanti 2026 is marked, as it is every year, by cultural programmes, music, poetry readings and academic events across schools, universities, and communities in Bengal and beyond. Rabindra Sangeet fills classrooms and concert halls. His poems are recited by children who may not fully understand them yet but who are absorbing something, a way of seeing the world, that will stay with them.

Globally, Tagore stands as a symbol of intellectual and artistic excellence that transcends the specifics of any one culture. His ideas on education, cultural exchange and humanism continue to find resonance in academic and policy discussions that would not immediately seem connected to nineteenth-century Bengal.

In today’s India, where questions of identity, nationalism and education are deeply contested, Tagore’s voice carries an urgency that is sometimes uncomfortable and always necessary. His caution against narrow nationalism is not a historical footnote. It is a living warning. His insistence on the importance of creativity and critical thinking in education is not a romantic ideal. It is a pedagogical argument with substantial evidence behind it. His commitment to the dignity and freedom of every individual, regardless of caste, gender or community, is not a legacy to be admired from a distance. It is a standard to be met.

Rabindranath Tagore Jayanti 2026, then, is more than a commemoration. It is an invitation to revisit a thinker who challenged easy answers and asked deeper questions and to carry forward a vision of freedom, compassion and shared humanity that remains, even now, unfinished.

Frequently Asked Questions (FAQs): Rabindranath Tagore Jayanti 2026

When is Rabindranath Tagore Jayanti 2026?

Rabindranath Tagore Jayanti 2026 falls on May 9, corresponding to the 25th of Baishakh in the Bengali calendar — the birth anniversary of Rabindranath Tagore, who was born on May 7, 1861. The celebration is also known as Rabindra Jayanti or Poncheeshe Boishakh in Bengal.

Why is Rabindranath Tagore Jayanti celebrated?

Rabindranath Tagore Jayanti celebrates the life and legacy of Rabindranath Tagore — poet, philosopher, educationist, composer and social reformer. The occasion honours his extraordinary contributions to Indian literature, music, education and culture, and is marked by cultural programmes, poetry readings and performances of Rabindra Sangeet across India and the Bengali diaspora worldwide.

What is Rabindranath Tagore best known for?

Tagore is best known for Gitanjali, the collection of devotional poems that earned him the Nobel Prize in Literature in 1913 — making him the first non-European to receive the honour. He is also known for composing Jana Gana Mana, India’s national anthem and for creating Rabindra Sangeet, a body of over 2,000 songs that remain central to Bengali cultural identity.

What was Tagore’s contribution to India’s independence movement?

Tagore was a strong opponent of British colonial rule, though his approach to nationalism differed from many of his contemporaries. His most powerful single act was renouncing his knighthood in 1919 following the Jallianwala Bagh massacre. He consistently warned against narrow, aggressive nationalism, advocating instead for a vision of freedom that included social reform, intellectual awakening and genuine human dignity.

What was Tagore’s philosophy of education?

Tagore believed that education should foster creativity, critical thinking and a deep connection with nature — not produce mechanical minds trained for compliance. He put this philosophy into practice through Santiniketan, the experimental school he established in rural Bengal that later became Visva-Bharati University. His ideas anticipated many of the principles that modern progressive and experiential education are built on.

What is Santiniketan and why is it significant?

Santiniketan is the institution Tagore founded in rural Bengal as an alternative to the colonial education system he rejected. Classes were held outdoors, learning was experiential and creative, and the curriculum integrated Indian classical traditions with global influences. It later became Visva-Bharati University, now a central university of India. On Rabindranath Tagore Jayanti 2026, Santiniketan remains a symbol of what education can look like when it prioritises the whole human being.

Why is Tagore’s vision relevant in 2026? What is the importance of Rabindranath Tagore Jayanti 2026?

In 2026, as India navigates contested questions of identity, nationalism and educational reform, Tagore’s ideas carry remarkable contemporary relevance. His warnings against narrow nationalism, his insistence on creativity and critical thinking in education and his commitment to social justice and human dignity all speak directly to ongoing debates. Rabindranath Tagore Jayanti 2026 is as much an occasion for reflection as it is for celebration.

What is Rabindra Sangeet and why does it matter?

Rabindra Sangeet refers to the body of over 2,000 songs composed by Tagore, spanning devotional, romantic, patriotic and seasonal themes. The songs are an integral and living part of Bengali cultural identity — sung at celebrations, in classrooms, at community gatherings and in homes across generations. India’s national anthem, Jana Gana Mana, is itself a Rabindra Sangeet composition, underscoring the depth of Tagore’s imprint on the nation’s sense of itself.

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Education In The Spotlight Insights Smile

School Infrastructure Shapes Learning

Summary

School infrastructure — water, sanitation, classrooms — directly determines whether children can attend, stay and learn. In India, millions of students attend schools where basic facilities remain inadequate, creating invisible but consequential barriers to participation. Smile Foundation’s work with Branch International in schools in and around Mumbai addresses these foundational gaps as a systemic investment in the conditions that make learning possible. The evidence is consistent: when schools become healthier, safer and more welcoming environments, children come more often, stay longer and engage more fully.

What a Glass of Water Has to Do With Education

Picture a classroom in the late morning. The teacher is mid-lesson. Half the children are paying attention. The others are restless — not because the lesson is uninteresting, but because they are thirsty, or because they have been holding off a toilet visit since early morning or because the heat in the room has become difficult to bear.

This is not an unusual scene in many government and low-cost private schools across India. It is, in fact, a routine one. And it illustrates something that education policy has been slow to fully reckon with: that the quality of learning inside a classroom is inseparable from the quality of the environment that surrounds it.

Infrastructure — water, sanitation, ventilation, functional classrooms — tends to be discussed in the language of logistics. It is treated as a precondition to be ticked off before the real work of education begins. But this framing misses something important. Infrastructure is not separate from learning. It shapes it, constrains it or enables it, every single day.

When Basics Become Barriers

India has made genuine progress on school enrolment over the past two decades. Getting children into school is no longer the primary challenge it once was. The harder, less visible challenge is keeping them there, and ensuring that being there actually results in learning.

Infrastructure deficits are among the most consistent contributors to both dropout and disengagement. The links are not complicated, but they are worth tracing carefully.

Clean drinking water is the most fundamental. A child who does not have access to safe water during the school day faces a straightforward physiological problem: dehydration impairs concentration, recall and the capacity to sustain attention. Research on cognitive function consistently shows that even mild dehydration — the kind produced by a few hours without adequate fluid intake — measurably reduces performance on tasks requiring focus and short-term memory. For a child already navigating the challenges of a crowded classroom, an undertrained teacher or a curriculum delivered in a language that is not their first, this is not a marginal disadvantage. It compounds everything else.

Sanitation is the second critical variable and one that carries particular weight for girls. Schools without functional, private toilet facilities see higher rates of absenteeism among adolescent girls — a pattern so well-documented that it has become a standard consideration in school infrastructure planning. The decision to stay home rather than navigate an inadequate or unsafe sanitation environment is not irrational. It is a reasonable response to a real problem. And it accumulates, absence by absence, into gaps in learning that are difficult to recover.

Beyond water and sanitation, the physical condition of the classroom itself matters more than it is given credit for. A room that is structurally unsound, poorly ventilated or simply overcrowded produces a learning environment in which sustained engagement is physiologically difficult. Children are not failing to pay attention because they lack motivation. They are struggling to learn in conditions that make learning hard.

The Invisible Architecture of Education

The relationship between physical environment and cognitive performance is well-established in the literature, even if it remains underweighted in education policy conversations. Studies across low- and middle-income countries have consistently found that improvements in school infrastructure — particularly water and sanitation — correlate with measurable improvements in attendance, particularly for girls, and with reductions in school-related illness that further drive absenteeism.

There is also a dimension of dignity that deserves more direct attention. A school that communicates, through its physical state, that the children who attend it are not worth basic investment, sends a message that children receive and internalise. The relationship between a student and their school is partly emotional — a sense of belonging, of being valued, of occupying a space that was designed with their needs in mind. When that relationship is undermined by an environment that is neglected or inadequate, the effects on engagement and motivation are real, even if they are harder to quantify than attendance rates.

Conversely, when a school environment is improved — when children have access to clean water, functional sanitation and classrooms that are safe and reasonably comfortable — something shifts in how they relate to the act of attending. School becomes a place worth coming to. And that shift has consequences that ripple through learning outcomes over time.

Smile Foundation and Branch International

In schools in and around Mumbai, Smile Foundation’s education initiative — supported by Branch International — has been addressing these foundational gaps through need-based infrastructural improvements. The focus has been deliberate: clean drinking water access, improved sanitation facilities and classroom environments that create the basic conditions for engagement.

The approach is grounded in a straightforward but important insight. Educational interventions that focus exclusively on curriculum, pedagogy or teacher training, however well-designed, operate at a disadvantage when the physical environment they are being delivered in is working against them. Strengthening infrastructure is not a distraction from the work of improving education. It is part of that work.

Branch International’s support has enabled Smile Foundation to address the specific gaps identified in partner schools — moving from assessment of need to implementation with the kind of focus and accountability that distinguishes infrastructure investment from cosmetic improvement.

What Changes When the Basics Like School Infrastructure Work

The changes produced by improved school infrastructure are not dramatic in the way that educational interventions are sometimes portrayed. There is no single transformative moment. What there is, instead, is a gradual and cumulative shift in how children experience school.

Attendance improves as the practical and dignity-related barriers to coming to school are reduced. Children who previously stayed home due to illness related to contaminated water, or girls who avoided school during certain periods due to inadequate facilities, find fewer reasons to be absent.

Classroom engagement follows. A child who is physically comfortable, adequately hydrated and present in a space that feels safe and functional is a child who is better positioned to learn. Teachers, too, operate differently in environments that are functional — the energy spent managing the consequences of poor infrastructure is energy that can be redirected toward instruction.

Over time, these changes compound. Improved attendance means fewer gaps in learning. Better engagement means more of what is taught is retained. And the cumulative effect — children spending more time in better conditions, with more capacity to absorb what they are being taught — is what educational outcomes are actually built from.

The CSR Lens: From Charity to Systems Strengthening

Partnerships like the one between Smile Foundation and Branch International represent a particular and important model of CSR engagement — one that is worth distinguishing from more transactional forms of corporate giving.

The investment here is not in a visible, singular output. There is no building with a plaque. What there is, instead, is a set of conditions — water that is safe to drink, toilets that function, classrooms that are sound — that enable an entire educational environment to work better. The beneficiary is not one child or one cohort. It is every child who attends that school and every child who will attend it in the years to come.

This is what systems strengthening looks like in practice. It is less photogenic than handing over a cheque and harder to capture in a single impact metric. But it is also more durable, more honest about what actually drives educational outcomes and more aligned with what the evidence says about how change in education happens.

For CSR investment to produce genuine impact in education, it needs to be willing to fund the unglamorous, foundational work — the water points, the toilet blocks, the structural repairs — that makes everything else possible. Branch International’s support for this work reflects exactly that understanding.

The Foundation Beneath the Foundation

Education reform in India tends to generate the most energy around things that are visible and measurable in the short term — learning levels, digital tools, teacher training programmes, curriculum redesign. These matter. But they rest on a foundation that is more literal than it is often acknowledged to be.

A child cannot learn well if she is unwell, uncomfortable, or absent. A school cannot function as a learning environment if its most basic physical requirements are unmet. The relationship between infrastructure and educational quality is not a footnote. It is a first principle.

Getting this right — consistently, at scale, across the schools that serve India’s most underserved children — requires the kind of committed, unglamorous, sustained investment that partnerships like Smile Foundation and Branch International represent. It is not the whole answer to the challenge of education quality in India. But without it, the rest of the answers struggle to take hold.

Frequently Asked Questions (FAQs)

Why does school infrastructure matter for learning outcomes?

School infrastructure directly shapes the conditions in which learning takes place. Access to clean water affects concentration and health. Functional sanitation reduces absenteeism, particularly among girls. Safe, well-maintained classrooms support sustained engagement. When these basics are absent, even well-designed educational interventions face significant headwinds.

How does clean drinking water affect student performance?

Research on cognitive function shows that even mild dehydration measurably impairs concentration, short-term memory and the ability to sustain attention — all of which are essential to classroom learning. For children already navigating challenging learning environments, this is a compounding disadvantage rather than a minor inconvenience.

Why are girls disproportionately affected by poor sanitation in schools?

Inadequate or unsafe toilet facilities are consistently associated with higher rates of absenteeism among adolescent girls, particularly during menstruation. The decision to stay home rather than attend a school without private, functional facilities is a rational response to a real barrier — one that accumulates into significant gaps in learning over time.

What is Smile Foundation’s approach to school infrastructure?

Smile Foundation conducts need-based assessments of partner schools and addresses identified gaps in a focused, accountable way. The work is grounded in the understanding that infrastructure improvement is not separate from educational improvement — it is a precondition for it. Support from corporate partners like Branch International enables this work to be implemented at meaningful scale.

What role does CSR play in addressing school infrastructure gaps?

Government investment in school infrastructure, while significant, has not been sufficient to address the scale of need — particularly in schools serving low-income urban and peri-urban communities. CSR partnerships fill critical gaps, but their impact depends on being directed toward foundational, systemic needs rather than visible, one-off outputs. The most effective CSR investments in education are those that strengthen the conditions in which learning happens, not just the content of what is taught.

How does improved infrastructure reduce absenteeism?

By removing the practical and dignity-related barriers that lead children and their families to choose absence over attendance. When schools have clean water, functional sanitation and safe learning environments, the reasons to stay home diminish. The result is not just better attendance data, but more continuous learning and stronger outcomes over time.

Categories
Education Insights Smile

Exposure Visits for School Children Are a Necessity

Key Insights at a Glance

  • Experiential learning, which includes structured exposure visits for school children, improves knowledge retention by up to 75% compared to passive instruction, according to research on learning models
  • David Kolb’s Experiential Learning Theory establishes that learning is most effective when it moves through a cycle of concrete experience, reflection, conceptualisation and active experimentation — a cycle that classroom instruction alone rarely completes
  • Children from underserved communities are significantly less likely to have access to museums, science centres, industries, or professional environments outside of school-organised visits, widening the aspiration gap between private and government school students
  • Neuroscience research shows that novel, real-world experiences activate the brain’s dopaminergic system, triggering curiosity and deepening memory consolidation — the same mechanism that makes wonder such a powerful driver of learning
  • Digital overload and reduced attention spans are making real-world, embodied experiences more important, not less — screen-based learning cannot replicate the cognitive and emotional engagement of physical presence
  • Exposure visits for school children build more than knowledge — they build empathy, contextual awareness and expanded aspiration, particularly for children whose worlds have been constrained by geography or circumstance
  • Smile Foundation’s exposure visit initiatives, conducted as part of its Mission Education programme, have consistently demonstrated measurable impact on student confidence, career awareness and engagement with learning
  • CSR partnerships and public-private collaboration represent the most viable route to scaling exposure-based learning equitably — making it a right rather than a privilege

The First Time the World Became Real

There is a moment that many teachers describe, and that many adults, if they reach far enough back, can remember. It is not the moment a fact was memorised or a sum was solved. It is the moment something outside the classroom cracked the world open.

For one child, it might be the first time she stood inside a working laboratory and understood, viscerally, that science is not a set of answers in a textbook but a process of asking questions. For another, it might be the first time he walked through a newspaper printing press and realised that the words he was learning to read were being produced by people — people whose work he could one day do.

These are the moments that exposure visits for school children are designed to create. Not entertainment. Not a break from learning. A deepening of it.

In India, where millions of children attend schools with limited infrastructure, undertrained teachers and curricula that often feel disconnected from daily life, the question of what learning actually means, and where it happens, is more urgent than it has ever been.

What Are Exposure Visits For School Children and Why Do They Matter?

An exposure visit, in its simplest form, is a structured visit that takes students outside the classroom and into an environment where learning can be experienced rather than simply received. Science museums, hospitals, farms, factories, courts, heritage sites, research institutions, fire stations, media houses — the range of destinations is as wide as the range of things worth understanding about the world.

But exposure visits for school children are more than a field trip. The distinction matters. A field trip can be passive — students observe, teachers explain, children return to school largely unchanged. A well-designed exposure visit is intentional. It connects directly to curriculum concepts, is accompanied by facilitated reflection and asks students to engage rather than simply watch.

The difference between a child watching someone operate a piece of agricultural machinery and a child being asked to consider why that machine was designed the way it was — and what problem it was solving — is the difference between observation and inquiry. Exposure visits for school children, at their best, cultivate the second.

They also do something that no classroom can fully replicate: they show children what the world actually contains. For a child from a remote village or an urban slum, the physical experience of standing inside a working institution — a hospital, a science centre, a university — is not merely educational. It is revelatory. It says: this exists, and you are allowed to be here.

Beyond the Classroom — Why Experiential Learning Works

The case for experiential learning is not new, but it is increasingly well-evidenced.

David Kolb’s Experiential Learning Theory, first articulated in 1984 and since validated across decades of educational research, proposes that learning is not a passive transfer of information but an active cycle. Concrete experience leads to reflective observation, which generates abstract conceptualisation, which drives active experimentation — and then the cycle begins again. Each stage deepens understanding in a way that reading or listening alone cannot.

The implications for classroom instruction are significant. A student who reads about the water cycle can pass a test. A student who visits a water treatment facility, observes the process, discusses it with an engineer and then reflects on what they saw — that student understands the water cycle in a way that is embedded, transferable and genuinely useful.

Research consistently supports this. Studies on learning retention show that passive methods — reading, listening to lectures — produce retention rates of around 10 to 20 percent. Active learning methods, including field-based and experiential approaches, can push retention to 75 percent or higher. The brain simply holds on to what it has experienced more reliably than what it has been told.

There is also the question of cognitive engagement. Passive learning asks students to receive. Active, experiential learning asks them to notice, question, connect and apply. These are higher-order cognitive functions — the ones that education systems universally claim to prioritise and that traditional classroom instruction often struggles to activate consistently.

Exposure visits for school children are, in this framework, not supplementary to learning. They are among the most direct ways to produce the kind of learning that lasts.

The Role of Wonder in Learning: Exposure Visits For School Children

There is a quality that the best teachers share and that the best learning environments consistently produce, which is difficult to quantify but impossible to miss. It is wonder — the particular alertness that comes when something surprises the mind into attention.

Wonder is not merely an emotional response. Neuroscience research has increasingly shown that the experience of novelty and awe activates the brain’s dopaminergic reward system, which is directly linked to motivation, curiosity and memory consolidation. When a child encounters something genuinely unexpected, something that does not fit neatly into what they already know, the brain responds by paying closer attention and working harder to integrate the new information. Wonder, in other words, is a learning mechanism.

Classrooms, by their nature, tend to work against wonder. They are predictable environments. The same chairs, the same faces, the same sequence of subjects at the same time each day. Predictability has pedagogical value — routine reduces cognitive load and allows students to focus on content. But it also, over time, dulls the sense of possibility that makes learning feel alive.

Exposure visits for school children interrupt that predictability. They place children in environments that are novel, sensory and often overwhelming in the best possible way. A child who has never left her district standing in front of a functioning telescope or watching a surgeon explain what they do, or tracing the journey of a newspaper from raw material to printed page — that child is experiencing wonder. And in that moment of wonder, she is learning in ways that no lesson plan can fully engineer.

This is not a romantic notion. It is a neurological one. The philosopher and educational theorist John Dewey argued nearly a century ago that education must begin with experience — that genuine learning is inseparable from the felt quality of engagement with the world. Contemporary research in cognitive science has largely borne him out.

The question, then, is not whether wonder matters in education. It is whether we are designing learning environments that make room for it.

Why Exposure Visits For School Children Are Even More Critical Today

There is a case to be made that exposure visits for school children have always been important. There is a stronger case to be made that they are more important now than they have ever been.

Children today are growing up in an environment of digital saturation. Screens are the dominant medium of information, entertainment and increasingly, instruction. The shift to online and hybrid learning accelerated by the pandemic has deepened this dependence. And while digital tools offer genuine educational value, they come with well-documented costs: reduced attention spans, diminished tolerance for slow or complex thinking and a flattening of experience into the two-dimensional.

A child who spends hours each day consuming information through a screen is a child whose engagement with the physical world — its textures, its sounds, its unpredictability — is being systematically narrowed. The embodied, sensory dimension of learning, which cannot be replicated on a screen, is precisely what exposure visits for school children restore.

There are also deeper developmental stakes. Empathy, for instance, the capacity to understand another person’s experience, is built through encounter, not through information. A child who visits a rehabilitation centre or a community health worker’s clinic, or a farm during harvest season, is developing a relationship with the complexity of other people’s lives that no video can produce.

Similarly, problem-solving. Research on creative thinking consistently shows that broad environmental exposure — diverse experiences, novel contexts, encounters with different kinds of knowledge and work — is among the strongest predictors of creative problem-solving capacity. Children who have seen more of the world think more flexibly about it.

And then there is aspiration. For children from underserved communities, aspiration is not simply a matter of motivation. It is a matter of information. You cannot want to become something you have never seen. Exposure visits expand the field of what children believe is possible, and in doing so, they expand the trajectories of children’s lives.

Equity in Learning — Why Every Child Deserves This

Here is a fact worth sitting with. Children who attend well-resourced private schools in Indian cities are likely to have exposure visits for school children built into their annual calendar. They visit science museums, historical monuments, corporate offices and cultural institutions as a matter of routine. These visits are understood, in those contexts, as a normal part of a rounded education.

Children who attend government schools in rural districts, or low-cost private schools in urban slums, are far less likely to have the same access. Their learning is more likely to be confined to the classroom, and a classroom that is itself under-resourced.

This is not a minor inequality. It is a compounding one. The children who most need their horizons expanded, who have the least access to diverse experiences outside school, are precisely the children who are least likely to receive structured exposure to the wider world through their education. The aspiration gap, the confidence gap, the career-awareness gap between children from different socioeconomic backgrounds is not only a product of what happens inside the classroom. It is a product of what children have been allowed to see and experience outside it.

Exposure visits for school children should not be a privilege that accrues to those who can already afford it. They should be a guaranteed component of every child’s education, regardless of geography, income or the type of school they attend.

This is ultimately a policy argument. NEP 2020 gestures toward experiential learning as a value, but the structural investment required to make exposure visits a genuine norm in government schools — transportation, facilitation, curriculum integration, partnerships with institutions — has not yet materialised at scale. That gap is where CSR, civil society and public commitment need to converge.

Smile Foundation’s Exposure Visits For School Children — Learning in Action

Smile Foundation’s Mission Education programme has long recognised that learning does not begin and end at the school gate. Across its network of learning centres and partner schools, the organisation integrates structured exposure visits as a deliberate component of its educational approach.

The visits span a wide range of environments — science exhibitions, local government institutions, hospitals and healthcare facilities, farms, small industries and cultural sites. Each visit is connected to broader learning objectives and followed by facilitated reflection sessions that help children process what they have experienced and connect it to their classroom learning.

The impact, observed consistently across programme sites, goes beyond knowledge acquisition. Children who participate in exposure visits show measurable increases in classroom confidence and participation. Many, for the first time, articulate career aspirations that extend beyond the occupations immediately visible in their communities. Girls, in particular, benefit significantly — encountering women working in professional and technical roles has a direct and documented effect on how they perceive their own possibilities.

One of the more striking outcomes that Smile Foundation’s field teams report is the shift in how children engage with their studies in the weeks following a visit. Questions become more specific. Connections are drawn between what was seen and what is being taught. The classroom, for a while at least, feels more relevant because the world it is supposed to be preparing children for has been made briefly, tangibly real.

This is not incidental. It is the point.

Making Experiential Learning Scalable

The argument for exposure visits is well-established. The challenge is scale, and scale requires a different kind of thinking than a single well-run programme can provide.

Making exposure visits for school children a structural feature of education, rather than an occasional supplement, requires action on several fronts.

At the policy level, experiential learning needs to move from aspiration to mandate. NEP 2020 provides the philosophical foundation. What is missing is a operational framework — clear guidelines on frequency, facilitation, curriculum integration and documentation of outcomes — that gives schools the structure and accountability to implement visits consistently.

At the school level, visits need to be embedded in the academic calendar rather than treated as extras. This requires teacher training in facilitation and reflection methodologies, partnerships with local institutions and administrative systems that can handle logistics without placing undue burden on already stretched school staff.

CSR partnerships represent one of the most promising routes to filling the gaps that policy and public funding leave open. Corporate partners can support transportation costs, facilitate access to their own facilities as visit destinations, fund trained facilitators and help build the documentation systems needed to track outcomes. Companies with operations in rural or underserved areas are particularly well-positioned to create exposure opportunities for children in those communities connecting their business environments directly to the educational ecosystem around them.

Public-private collaboration, when structured thoughtfully, can move exposure visits from a privilege to a norm. The model exists. What is needed is the commitment to build it at scale.

Give Children the World

There is a line attributed to the naturalist Rachel Carson — that the most important gift an adult can give a child is the sense that the world is worth exploring. Not just the parts of it that appear in textbooks, but the full, complicated, surprising thing.

Exposure visits for school children are, at their core, an act of that gift-giving. They say: here is something worth seeing. Here is a person whose work matters. Here is a place where knowledge is used, where problems are solved, where your future might one day live.

Learning is not only about knowing. It is about seeing. It is about the felt experience of encountering the world with all its complexity, its possibility and its invitation to participate. Every child deserves that encounter. Not as a reward for academic performance, not as an occasional treat, but as a fundamental right — as essential to education as any textbook, any teacher, any classroom wall.

The world is the best school there is. We just need to take children there.

Frequently Asked Questions (FAQs)

What are exposure visits for school children?

Exposure visits are structured, purposeful visits that take students outside the classroom and into real-world environments — science centres, hospitals, farms, industries, courts, heritage sites — where learning can be experienced directly. Unlike casual field trips, well-designed exposure visits are connected to curriculum objectives and include facilitated reflection to deepen understanding.

How do exposure visits improve learning outcomes?

Exposure visits activate experiential learning — a process that research consistently shows produces significantly higher retention and comprehension than passive instruction. By grounding abstract concepts in physical, real-world experience, visits help students build durable understanding, improve problem-solving ability and develop stronger connections between classroom learning and the world outside it.

Are exposure visits suitable for rural schools?

Not only suitable — they are arguably more important for rural schools than for any other context. Children in rural and underserved communities have fewer opportunities to encounter diverse professional and institutional environments outside of school. Structured exposure visits can directly address the aspiration and awareness gap that geography and socioeconomic circumstance create.

What role can CSR play in enabling exposure visits?

CSR partnerships can address the practical barriers that prevent schools, particularly government and low-cost private schools, from conducting regular exposure visits. This includes funding transportation, facilitating access to corporate facilities as visit destinations, supporting trained facilitators and building the documentation systems needed to measure and communicate impact.

How often should schools conduct exposure visits?

There is no single answer, but the general principle is that exposure visits should be regular enough to be meaningful and infrequent enough to retain their novelty. For most school contexts, two to four well-designed visits per academic year, directly linked to curriculum themes, tends to produce stronger outcomes than either rare one-off visits or frequent but superficial ones.

Are exposure visits part of experiential learning?

Yes — they are one of the most direct applications of experiential learning theory in a school setting. David Kolb’s framework, which underpins much of modern educational thinking about active learning, positions concrete experience as the starting point of the learning cycle. Exposure visits provide exactly that: a concrete, real-world experience that initiates the deeper cognitive work of reflection, conceptualisation and application.

What are low-cost models for exposure visits?

Low-cost models include visits to local government institutions, community health centres, small industries, farms and markets — all of which provide rich learning environments without requiring significant travel or expenditure. Virtual or hybrid formats, where a physical visit is complemented by video documentation and expert Q&A sessions, can extend access further. CSR partnerships and community collaborations can also absorb costs that schools cannot bear independently.

How does Smile Foundation implement exposure visits?

Smile Foundation integrates exposure visits as a structured component of its Mission Education programme. Visits are connected to learning objectives, facilitated by trained staff and followed by reflection sessions that help children process and apply what they have experienced. Destinations range from science exhibitions and healthcare facilities to local industries and cultural institutions. The programme consistently reports improvements in student confidence, classroom engagement and aspiration following these visits.

Categories
CSR Education Girl Child In The Spotlight Insights Smile

Why STEM Role Models Matter: Seeing Is Believing

Summary

  • Girls in India remain significantly underrepresented in STEM, with only 28.1% of rural female youth engaged in STEM fields compared to 36.3% of males
  • Access to STEM infrastructure like labs, devices or curricula has expanded, but access alone does not translate into aspiration or participation
  • STEM role models are among the most evidence-backed interventions for closing the gender gap in STEM, with even brief exposure to female scientists shown to meaningfully increase girls’ enrolment in STEM programmes
  • Hands-on, project-based learning builds confidence and retention, but its effectiveness depends heavily on the presence of trained, engaged facilitators
  • Smile Foundation’s sessions with BT Group and British Asian Trust brought adolescent girls from underserved communities into direct conversation with women working in tech, shifting hesitation into curiosity
  • Global models from Finland and the UK offer useful lessons: prioritising curiosity over performance and embedding STEM early and consistently
  • The next frontier in India’s STEM push is not infrastructure but ensuring every girl feels she genuinely belongs in a science classroom
  • Measuring outcomes must go beyond enrolment figures to include confidence, participation and whether students can connect STEM learning to a vision of their own future

There is a moment that many women in science and technology can point to — a conversation, an encounter or a face that looked like theirs in a room they had been told, implicitly or explicitly, was not for them. That moment did not hand them a career. But it cracked something open. It made the path feel real. Thanks to the presence of STEM role models in their lives.

This is the underdiscussed engine behind STEM participation: not just access to tools, but access to possibility. And for girls in India, particularly those growing up in underserved communities, that engine is often missing entirely.

At a recent session hosted at BT Group’s offices as part of Smile Foundation’s STEM initiative, a group of teenage girls sat with women who work in tech and digital fields. The conversation moved quickly from introductions to something more honest — what does a career in AI actually look like? What does a typical day involve? For many of these students, it was the first time STEM had felt like something they could personally inhabit, rather than a distant, abstract world belonging to someone else.

The Numbers Behind the Gap and the Importance of STEM Role Models

Before exploring what changes things, it is worth understanding the scale of what we are dealing with.

Globally, women represent only 35% of STEM graduates, a figure that has remained stubbornly resistant to improvement despite decades of policy attention. In India, the picture is similarly uneven. Women make up only 42.5% of STEM students in higher education and the gap widens significantly as you move into professional and research roles.

A nationwide survey focusing on the educational landscape of youth aged 14 to 18 in rural India found a notable gender gap in STEM enrolment, with only 28.1% of females compared to 36.3% of males engaged in STEM fields.

The reasons are layered and well-documented. Family expectations, limited encouragement, early marriage pressures and the absence of female role models in science and technology all play a role. But perhaps the most insidious factor is one that operates below the surface: the cumulative message that girls receive, in classrooms and communities alike, that science is not really for them. Girls’ confidence in their facility with skills like mathematics tends to fall in secondary school, precisely when they are making decisions about higher education.

By the time a girl from a rural or underserved community reaches the point of choosing a career path, many of the deciding factors have already been set in motion — not by any single event, but by an accumulation of signals about where she belongs.

What Access Alone Cannot Do

India’s investment in STEM infrastructure has been significant. Atal Tinkering Labs, robotics kits in schools, the vision laid out by NEP 2020, and a growing ecosystem of CSR and edtech initiatives have opened up access to tools and infrastructure in ways that would have been unimaginable a generation ago. The intent is genuine, and the reach is real.

But access, on its own, does not automatically spark ambition.

Labs are set up. Devices are handed out. Curricula are updated. And yet, for many girls, especially those who have never seen a woman in a STEM profession, never had a conversation with a female engineer or data scientist, never encountered anyone whose life trajectory pointed toward science — the equipment in that lab can feel like it belongs to someone else’s story.

This is a failure of imagination, and it is one that infrastructure alone cannot fix.

STEM role models and mentors have been found to be particularly effective in tackling gender bias. They offer girls an authentic understanding of STEM studies and careers and show them that they too can become who they dream of being.

The evidence for this is not merely anecdotal. It is rigorous and consistent across geographies.

The Science of Seeing Yourself: Power of STEM Role Models

Research from the Abdul Latif Jameel Poverty Action Lab, drawing on randomised evaluations across multiple countries, found that exposure to women STEM role models can positively impact women students’ participation and educational performance in STEM fields, improving girls’ and women’s perceptions and aspirations of having STEM careers.

The effects are striking even from brief encounters. In France, a one-hour in-class talk by women scientists who provided information about science-related careers, addressed gender stereotypes and shared their own experiences increased the likelihood of girls in grade 12 enrolling in male-dominated STEM programmes by 3.4 percentage points, representing a 20% increase over the comparison group.

A single hour. A real conversation. A measurable, lasting shift.

Structured exposure to women in engineering has been shown to boost student motivation and broaden career aspirations, with effects that are especially strong when role models reflect students’ gender or cultural backgrounds, shaping STEM identity and encouraging persistence.

What this research points to is something intuitive but often underinvested: girls need to see women who look like them, sound like them and have come from circumstances recognisable to them succeeding in STEM. Honest, human accounts of how a career actually develops.

This is exactly what the BT–Smile Foundation sessions were designed to create. Professionals talked about doubts, wrong turns and the non-linear reality of building a career in tech. That honesty, the admission that the path is complicated, and that you can still walk it, made the girls more curious, more willing to ask questions and more open to imagining themselves in these roles. Some began talking about artificial intelligence and data science for the first time. Hesitation, slowly, became curiosity.

The Hands-On Dimension: Why Doing Matters as Much as Seeing

STEM role models open a door. Hands-on learning helps girls walk through it.

There is a well-established body of evidence showing that experiential, project-based STEM learning produces stronger outcomes than passive instruction in retention, confidence and long-term engagement with the subject. When students use real tools to solve real problems, the abstract becomes concrete and the concrete becomes personal.

Consider something as grounded as sustainable agriculture: students could explore how different soil types affect plant growth, use sensors and apps to monitor moisture and sunlight levels, design an efficient irrigation system and analyse yield data to determine the most effective setup. In a single project, science, technology, engineering and mathematics are no longer separate subjects, they are instruments being used together to understand and address something real.

This kind of integrated learning does more than teach content. It teaches students that they are capable of contributing to complex problems. For a girl who has absorbed the message through school, family or simply the absence of visible examples that science is not her domain, this can be transformative.

What Current Initiatives Reveal and Where the Gaps Are

India’s STEM landscape is a study in contrasts. Programmes like SWAYAM and DIKSHA are improving the quality of teacher training and instruction at scale. Atal Tinkering Labs have given thousands of students their first encounter with hands-on experimentation. IBM’s STEM for Girls and Intel’s AI for Youth have combined technical training with mentorship and career exposure. Major tech companies, including Microsoft, Google and Infosys, continue to back these efforts through CSR.

But the results vary enormously. The variable that consistently determines whether an initiative succeeds is not the quality of the equipment or the ambition of the curriculum but the presence of a trained, engaged facilitator or mentor. In communities where guidance is present, tinkering labs transform into vibrant spaces for exploration. Without it, the equipment gathers dust and the opportunity is lost.

This points to a systemic truth: infrastructure is necessary, but human presence is what activates it. Agastya International Foundation’s mobile science labs reach underserved areas precisely because they are built around instructor-led engagement, with demonstrations that are hands-on and an explicit culture of encouraging questions. The model works because it treats the facilitator as the core of the intervention, not an add-on.

Female STEM teachers have a positive influence on girls’ performance and engagement with further STEM studies and careers. Girls also appear to perform better when teaching strategies take into consideration their learning needs, and when teachers have high expectations of them in STEM subjects and treat them equally.

The inverse is also true. When teachers hold stereotypical beliefs about who is suited to science, girls feel it, and it compounds every other barrier they are already navigating.

Global Lessons Worth Borrowing

Two international models offer useful perspectives for India’s STEM ambitions.

In the United Kingdom, the shift has been toward integrating STEM earlier and more consistently. STEM subjects are now embedded in the national curriculum from age five to sixteen, with updated lesson plans and coding activities designed to build familiarity and confidence long before students face consequential choices about their future.

Finland’s approach is philosophically distinct. Rather than emphasising facts and performance, the Finnish model prioritises curiosity, exploration and discovery. Students undertake hands-on experiments, collaborative group projects and tasks connected to everyday life. Teachers function as guides rather than instructors, supporting students as they work through open-ended problems. The outcome is not just scientific knowledge but a relationship with learning itself that tends to last.

Both models share something that India’s system is still building toward: the idea that STEM education is not primarily about producing engineers but about cultivating a particular way of thinking — curious, iterative, confident in the face of complexity — that serves students regardless of where they eventually land.

Moving From Access to Aspiration

The infrastructure debate in Indian STEM education has, in many ways, been won. Labs are being built. Devices are being distributed. Curricula are being updated. The next frontier is more human, and in some ways more difficult: ensuring that every girl who enters a STEM classroom feels, genuinely and without reservation, that she belongs there.

This requires attention to what gets measured. Too often, the metrics of STEM programmes focus on enrolment and resource allocation — inputs that are visible and easy to count. What is harder to measure, but ultimately more important, is whether students feel confident attempting complex problems, whether girls participate as actively as boys, and whether the knowledge students gain connects to a vision of their own future.

UNESCO has identified role model and mentorship initiatives as among the most effective tools for tackling gender bias in STEM, offering girls an authentic understanding of science careers and demonstrating concretely that they too can become who they dream of being.

Smile Foundation’s work with BT Group and British Asian Trust is built on exactly this understanding. Bringing professionals into conversation with adolescent girls from underserved communities is not a supplementary activity but the intervention. It is the moment when a career that existed only in the abstract becomes something a girl can picture herself inside.

The Path Forward

India has the ambition, the infrastructure and an increasingly broad coalition of partners committed to STEM education. What remains, and what the evidence consistently points toward, is the need to invest as seriously in people as in equipment.

That means training and supporting facilitators who can bring STEM to life in the classroom. It means creating consistent, sustained mentorship programmes that connect girls with women STEM role models. It means measuring not just who has access to a lab, but who feels confident enough to use it. And it means recognising that the most powerful intervention in a girl’s STEM journey is often not a device or a curriculum but a conversation with someone who has been where she is, and made it somewhere she wants to go.

Seeing is believing. But only if there is someone worth seeing.

Frequently Asked Questions (FAQs)

Why do girls drop out of STEM in India?

The reasons are layered — family expectations, limited encouragement, early marriage pressures and the absence of visible female role models in science and technology all play a role. Critically, girls’ confidence in subjects like mathematics tends to decline during secondary school, precisely when they are making decisions about higher education and career paths.

Does access to STEM infrastructure solve the problem?

Not on its own. While India has made significant progress in building labs, distributing devices and updating curricula, the evidence consistently shows that infrastructure without human engagement has limited impact. The presence of a trained facilitator or mentor is often the deciding factor in whether a STEM programme genuinely changes outcomes for girls.

What does the research say about STEM role models?

The evidence is strong and consistent. Studies across multiple countries show that even a single hour of exposure to a female scientist or engineer can meaningfully increase girls’ likelihood of pursuing STEM subjects. The effects are strongest when STEM role models share the students’ gender or cultural background and speak honestly about their experiences rather than presenting polished success narratives.

What is Smile Foundation doing to address this?

Through its STEM initiative, supported by BT Group and British Asian Trust, Smile Foundation brings adolescent girls from underserved communities into direct conversation with women working in tech and digital fields or STEM role models. These sessions are designed to make STEM feel personal and attainable, moving it from an abstract concept to a path girls can genuinely picture themselves on.

What is hands-on STEM learning, and why does it matter?

Hands-on learning involves using real tools and projects like coding, robotics, sensors, simulations to solve real problems. It builds confidence and retention more effectively than passive instruction, and helps students see how science, technology, engineering and mathematics work together in practice. For girls who have absorbed messages that STEM is not for them, experiencing their own competence in a hands-on setting can be genuinely transformative.

What can India learn from STEM education models elsewhere?

Finland’s emphasis on curiosity, exploration and teacher-as-guide rather than instructor offers a useful counterpoint to performance-focused approaches. The UK’s integration of STEM into the national curriculum from age five demonstrates the value of building familiarity early, before students face high-stakes choices. Both models prioritise the relationship students develop with learning itself, not just the content they absorb.

How should STEM programmes measure success?

Beyond enrolment figures and resource allocation, programmes should track whether students feel confident tackling complex problems, whether girls participate as actively as boys, and whether students can connect what they are learning to a vision of their own future. These are harder to measure but far more meaningful as indicators of lasting impact.

What is the single most important shift needed in India’s STEM education approach?

Investing as seriously in people as in equipment. The most transformative moments in a girl’s STEM journey are often not technological, they are human. A conversation with a woman who has navigated the same doubts and made it somewhere worth going can do more than any lab or device. The infrastructure debate has largely been won. The people debate is just beginning.

Categories
Livelihood Skill Development

Skill Development Program in India

Summary

  • The future of skilling lies in industry alignment, placements and long-term career pathways
  • India’s skilling ecosystem has expanded rapidly, but employment outcomes remain inconsistent
  • A major gap exists between training and actual job placement
  • Many programs prioritise certification over industry relevance and employability
  • Rural youth face additional barriers: limited exposure, mobility and access to opportunities
  • The focus must shift from training numbers to employment outcomes
  • CSR and NGOs can play a critical role in enabling job-linked skilling models

From Training to Employment: Why India’s Skill Development Programs Are Falling Short

Over the past decade, India has invested heavily in building a skilling ecosystem at scale. Training centres have proliferated across districts, certification frameworks have expanded and enrolment numbers have steadily increased. On paper, this expansion reflects a country preparing its workforce for the demands of a changing economy.

But the lived reality of many young people tells a different story.

For a significant proportion of those who complete training programs, the journey does not culminate in employment. Instead, it often ends in uncertainty — marked by short-term work, informal jobs or, in many cases, a return to the same economic conditions they had hoped to move beyond.

This disconnect between training and employment is not incidental. It is structural.

The Limits of Measuring Success Through Training

One of the reasons this gap persists is the way success has been defined within the skilling ecosystem. Much of the focus has been on inputs — how many individuals have been trained, how many certificates have been issued, how many centres have been established.

These metrics are easy to measure, easy to report and useful for tracking scale. But they offer limited insight into whether training has actually improved livelihoods.

Employers, on the other hand, operate on a different set of expectations. What matters to them is not whether a candidate has completed a course, but whether they can perform effectively in a real work environment. This includes not only technical skills, but also the ability to communicate, adapt and navigate workplace dynamics.

The result is a persistent mismatch. Candidates leave training programs with certificates, but not always with the competencies that employers require. Employers continue to report shortages of job-ready talent, even as the number of trained individuals increases.

Why Skills Do Not Automatically Translate into Jobs

It is tempting to assume that once a person acquires a skill, employment will follow. In practice, the pathway from training to work is far more complex, particularly for young people from rural and low-income backgrounds.

Access to employment is shaped by factors that extend beyond skill acquisition. Awareness of job opportunities, access to networks and familiarity with workplace expectations all play a role. For many first-generation learners, these elements are not readily available.

A young person trained in a technical skill may still struggle to secure employment if they do not know where to apply, how to present themselves, or what employers expect. In such cases, training becomes necessary, but not sufficient.

This is especially true in rural India, where the physical and social distance between training centres and employment opportunities can be significant.

The Rural Context: An Opportunity Gap

In rural and semi-urban regions, the challenge is often less about skill and more about access.

Many young people complete training programs without ever having been exposed to formal workplaces. Their understanding of employment is shaped by local realities, where opportunities are limited and often informal. When training programs prepare them for roles that exist primarily in urban centres, an additional layer of complexity emerges.

Migration becomes a requirement, not a choice.

For some, this transition is possible. For many others, it is not. Financial constraints, family responsibilities and social norms, particularly for women, can make relocation difficult. Without support systems such as placement assistance, accommodation or counselling, the pathway from training to employment remains uncertain.

This is why the problem cannot be understood as a simple skills gap. It is, more accurately, an opportunity gap.

Rethinking Skilling: From Courses to Pathways

If the objective of skilling is to improve livelihoods, then the design of programs must reflect the realities of how employment is accessed and sustained.

This requires a shift from viewing training as a standalone intervention to seeing it as part of a broader pathway that includes exposure, transition and continuity.

Skill development programs that have demonstrated stronger outcomes tend to be those that begin with an understanding of labour market demand. Training is aligned not just with what can be taught, but with what is actually required in specific sectors and geographies. This alignment is then reinforced through practical exposure whether through internships, simulations or on-the-job training.

Equally important is the presence of employer linkages. When companies are involved in programme design or recruitment, the likelihood of placement increases significantly. Training, in these cases, becomes directly connected to opportunity.

Finally, sustained support after training through mentoring, follow-ups and career guidance helps ensure that employment is not just secured, but retained.

Where the System Continues to Struggle

Despite these insights, many programs continue to operate within fragmented structures.

Training providers often function independently of employers. Placement mechanisms, where they exist, are not always robust. Soft skills — communication, confidence, workplace behaviour — are treated as secondary, even though they are often decisive in hiring decisions.

There is also a tendency to treat training as a one-time event. Once a course is completed, the system moves on, even if the individual has not secured employment. This short-term approach limits the ability of programs to create lasting impact.

The cumulative effect of these gaps is a system that produces trained individuals, but not always employable ones.

The Role of CSR and Implementation Partners

This is where CSR-led initiatives and implementation partners can play a critical role.

Unlike large-scale public programs, CSR interventions have the flexibility to focus on depth rather than breadth. They can invest in models that prioritise outcomes over outputs, and in doing so, address some of the structural gaps within the ecosystem.

Organisations like Smile Foundation, for instance, have worked to design skill development programs that integrate training with employability and placement support. Rather than viewing training as an endpoint, these models treat it as one stage in a longer journey towards stable income.

By building partnerships with industry, incorporating practical training elements and maintaining engagement beyond course completion, such programs are able to improve both placement rates and job retention.

At the core of this approach is the understanding that employability is cumulative. It is shaped as much by confidence, communication and familiarity with workplace expectations as it is by technical proficiency.

From Classrooms to Careers

Smile Foundation’s skilling initiatives, including its structured training programs and mobile models, are designed to address this gap between learning and employment. Across its network of training centres, young people are not only introduced to sector-specific skills, but are also supported through modules in English communication, digital literacy and workplace readiness.

This layered approach is reflected in outcomes. With a network of over 400 employment partners, a significant proportion of trainees are able to transition into the workforce, with many securing entry-level roles across sectors.

But what is equally important is what happens beyond placement. Increasingly, skill development programs are incorporating post-placement tracking and mentoring — acknowledging that job retention, not just job access, is what ultimately determines livelihood stability.

Industry Partnerships: Aligning Skills with Demand

A key differentiator in Smile Foundation’s work has been its emphasis on partnerships with industry.

Take its collaboration with the Flipkart Foundation. Rather than offering generic training, the program is designed around specific sectors such as Banking, Financial Services and Insurance (BFSI), where demand for entry-level talent continues to grow.

In its latest phase, the initiative aims to train hundreds of underserved youth, many of them women and connect them directly to employment opportunities. The curriculum goes beyond technical content to include communication, financial literacy and workplace readiness, ensuring that participants are prepared not just to get jobs, but to sustain them.

What emerges from this model is a shift in thinking:
training is not the outcome — employment is.

Skilling at the Last Mile: Reaching Where Jobs Begin

While many skill development programs operate from fixed centres, Smile Foundation has also experimented with mobility as a way to bridge access gaps.

One of the most notable examples is its partnership with Berger Paints India Limited through the iTrain on Wheels initiative. Instead of expecting workers to come to training centres, the programme takes training directly to them through mobile units that travel across districts.

These units provide hands-on, practical training to painters, many of whom are part of the informal workforce. The focus is on improving technical skills and also on introducing modern techniques, safety practices and basic entrepreneurial capabilities.

Since its launch, the initiative has reached lakhs of painters across multiple states, significantly enhancing their employability and income potential.

What this model demonstrates is that access is not just about opportunity, it is also about proximity. When training meets people where they are, participation and impact expand.

Upskilling as a Continuous Process

Skilling is often treated as a one-time intervention. But in practice, the nature of work is constantly evolving, and so must the skills that support it.

Smile Foundation’s programs increasingly recognise this by incorporating upskilling pathways, particularly for workers who are already part of the informal economy. In sectors such as construction, services and trades, incremental improvements in skill levels can translate into tangible gains in income.

This approach is evident in initiatives like Plumber Saathi, supported by Ashirvad Pipes, which focuses on enhancing the capabilities of plumbers through structured training.

Rather than replacing existing livelihoods, such skill development programs strengthen them, helping workers move from low-value tasks to more specialised, higher-paying opportunities.

The Larger Lesson

If there is one insight that emerges from these models, it is this:

The success of skill development programs cannot be measured by how many people are trained, but by how many are able to build stable, dignified livelihoods.

This requires moving beyond the idea of skilling as a standalone solution, and towards a more connected understanding of employability — one that brings together training, opportunity and sustained support.

In that sense, the work being done across these partnerships is in many ways, redefining what effective skilling looks like in practice.

Skilling Women: Navigating Additional Barriers

For young women, the transition from training to employment is shaped by an additional set of constraints.

Mobility remains a significant factor. In many contexts, travelling long distances for work is not feasible. Social expectations around caregiving and household responsibilities further limit the range of opportunities available.

As a result, skill development programs that do not account for these realities risk excluding a large segment of potential participants.

More effective models are those that are designed with these constraints in mind. This may involve creating localised employment opportunities, integrating skilling with entrepreneurship, or providing flexible training formats.

In these contexts, the distinction between skilling and livelihoods becomes less rigid. The goal is not simply to place individuals in jobs, but to enable them to generate income in ways that are sustainable within their environments.

Measuring What Matters

If the purpose of skilling is to improve economic outcomes, then the way success is measured must evolve accordingly.

Placement rates, income levels and job retention provide a more meaningful understanding of impact than training numbers alone. They reflect whether programs are actually achieving their intended objectives.

Shifting towards these metrics also changes how programs are designed. It encourages a focus on quality, relevance and continuity — factors that are essential for long-term success.

The Way Forward

India’s demographic profile presents a significant opportunity. A young workforce, if equipped with the right skills and opportunities, can drive sustained economic growth.

But this potential cannot be realised through training alone.

What is required is a more integrated approach — one that connects skills to markets, training to employment and individuals to opportunities. This involves aligning multiple actors: government, industry, NGOs and CSR initiatives.

The challenge, in essence, is not just to skill the workforce, but to ensure that these skills translate into meaningful, sustained livelihoods.

Because the true measure of a skilling system is not how many people pass through it, but how many are able to move forward.

Explore how job-linked skill development programs can create meaningful employment opportunities for youth across India. Partner with Smile Foundation to design CSR initiatives that focus on employability, placement and long-term impact.

FAQs

1. Why do many skill development programs fail to lead to jobs?

Because they often focus on training delivery rather than employability. Without alignment to industry demand, placement support and practical exposure, training alone does not guarantee employment.

2. What is meant by the training–employment gap?

It refers to the disconnect between the skills people acquire through training programmes and the skills employers actually require in the workplace.

3. How can skill development programs improve employment outcomes?

By aligning training with industry needs, incorporating hands-on learning, building employer partnerships and providing post-training support such as placement and mentoring.

4. Why is rural youth unemployment still high despite skilling efforts?

Because access to jobs is limited, exposure to formal employment is low and training programmes are not always aligned with local or accessible opportunities.

5. What role does CSR play in skill development programs?

CSR can support more focused, outcome-driven programs that prioritise employability, build industry linkages and invest in long-term career pathways.

6. How can NGOs improve skill development programs?

NGOs bring ground-level understanding, community engagement and implementation capacity, enabling programmes to be more context-specific and effective.

7. Why are soft skills important in employment?

Because employers value communication, adaptability and workplace behaviour as much as technical skills, especially in entry-level roles.

8. How can skill development programs support women better?

By addressing mobility constraints, offering local opportunities and integrating skilling with entrepreneurship and livelihood models.

Categories
CSR Gender Women Empowerment

Women Entrepreneurship in Rural India: Solving the Market Access Gap

Summary

  • India has successfully mobilised millions of women into SHGs, improving access to credit and livelihoods
  • However, most women-led enterprises remain small due to limited market access
  • The core challenge is not production, but the “missing market” gap
  • Initiatives like SHE-Marts aim to create structured, scalable market linkages
  • Schemes like MUDRA Yojana enable entrepreneurship but need ecosystem support to succeed
  • CSR programmes can play a key role in building market linkages, value chains and enterprise capabilities
  • The future of women entrepreneurship lies in income generation, enterprise ownership and economic participation

For over a decade, India’s approach to women’s livelihoods has followed a clear arc. First came mobilisation, bringing women together into self-help groups. Then came financial inclusion, ensuring access to savings and credit. And now, increasingly, the conversation is shifting towards enterprise.

But somewhere along this journey, a contradiction has taken shape.

Millions of women today are part of structured economic collectives. They have access to loans, basic training, and in many cases, the beginnings of small enterprises. And yet, a large proportion of these enterprises remain small, informal and unable to grow.

The question is no longer whether women can become entrepreneurs. It is why so many of them cannot scale.

The Limits of a Credit-Led Model For Women Entrepreneurship in Rural India

India’s flagship livelihood architecture, anchored in the National Rural Livelihoods Mission (NRLM), has achieved something few programmes globally have managed at scale: it has organised millions of rural women into self-help groups (SHGs), enabling access to credit and building collective agency.

Complementing this ecosystem are financial instruments such as the Pradhan Mantri MUDRA Yojana, which provides collateral-free loans to micro and small enterprises. For many women, these loans, often used to start tailoring units, small retail shops, beauty services or repair businesses, represent the first step towards economic independence. With relatively flexible repayment tenures and low interest rates, MUDRA has lowered entry barriers that once kept women out of entrepreneurship altogether.

Promoting women entrepreneurship is vital for economic growth and community development.

But access to credit, while necessary, has proven insufficient.

A growing body of evidence suggests that while women are able to start enterprises, sustaining and scaling them is far more difficult. Many businesses remain confined to subsistence levels, generating irregular or low incomes. The constraint is not the ability to produce, it is the ability to sell.

The “Missing Market” Problem For Women Entrepreneurship

This is where the idea of the “missing market” becomes critical.

Over the years, policy interventions have focused heavily on the supply side — training, credit and production support. What has received far less attention is the demand side: who will buy, at what scale and through which channels?

As a result, rural India today has:

  • A growing base of women entrepreneurs
  • Limited access to structured markets

In practice, this means that many women-led enterprises rely on:

  • Local village markets
  • Periodic fairs and exhibitions
  • Informal, low-value transactions

These channels are inherently constrained. Demand is intermittent, pricing power is weak and opportunities for scale are limited.

The outcome is predictable: enterprises survive, but rarely grow.

A Structural Shift: From Livelihoods to Women Entrepreneurship

Recognising this gap, recent policy moves signal a shift in thinking.

The introduction of Self-Help Entrepreneur (SHE) Marts in the Union Budget 2026–27 reflects an attempt to move beyond credit-led livelihoods towards market-linked enterprise development.

At their core, SHE-Marts are designed to function as:

  • Cluster-level retail platforms
  • Community-owned market spaces
  • Aggregation points for SHG products

The ambition is not just to create more women entrepreneurship, but to create viable businesses.

This is a subtle but important distinction.

Earlier models asked: How can women produce more?
The emerging model asks: How can women sell better, and at scale?

Why Market Access Changes Everything For Women Entrepreneurship

The difference between a livelihood and an enterprise often comes down to one factor: predictable demand.

When market access improves:

  • Income becomes more stable
  • Production decisions become more strategic
  • Businesses can reinvest and grow

Without it:

  • Enterprises remain reactive
  • Earnings fluctuate
  • Growth stalls

This is why market linkages, long treated as a secondary concern, are now central to the conversation.

What We Are Learning from Existing Models

India’s experience with market access initiatives offers a mixed picture.

Digital platforms, for instance, have expanded reach for some women entrepreneurs. Programmes that support onboarding to e-commerce platforms have demonstrated measurable income gains for participants. However, these benefits are unevenly distributed.

For many rural entrepreneurs, barriers such as digital literacy, compliance requirements and logistical dependencies limit participation. Digital marketplaces, while powerful, often sit at the far end of the value chain — accessible only after foundational constraints have been addressed.

On the other hand, community-driven models such as Kudumbashree in Kerala highlight the importance of local ecosystems. By combining strong institutional support with community networks and integration into public procurement systems, these models have enabled more stable enterprise outcomes.

The lesson here is not that one model works and another does not, but that market access is not a single intervention. It is an ecosystem.

The Role of Schemes Like MUDRA And Their Limits

Schemes such as MUDRA have played a critical role in democratising women entrepreneurship. By removing collateral requirements and simplifying access to credit, they have enabled millions of first-time entrepreneurs to enter the market.

But credit alone does not create markets.

A woman who takes a loan to start a tailoring business still needs:

  • Customers
  • Distribution channels
  • Competitive pricing
  • Consistent demand

Without these, even well-intentioned credit can lead to cycles of low returns and repayment stress.

This is not a failure of the scheme — it is a reflection of a broader structural gap.

Where CSR Can Make the Difference

This is where CSR partnerships for women entrepreneurship can play a transformative role.

Unlike large-scale government programmes, CSR initiatives can focus on closing critical gaps in the value chain, particularly around market access and enterprise development.

Organisations like Smile Foundation have increasingly worked at this intersection supporting skilling, entrepreneurship and livelihood initiatives that go beyond training to focus on outcomes such as income generation and employability.

Through CSR partnerships, programmes can:

  • Enable women to access structured markets
  • Support enterprise incubation and mentoring
  • Strengthen value chains and distribution networks
  • Build sustainable, scalable livelihood models

By aligning corporate resources with grassroots implementation, such partnerships can help move women entrepreneurs from informal participation to formal economic contribution.

Rethinking “Empowerment”

The language of empowerment has been central to development discourse. But in practice, empowerment is most meaningful when it translates into economic agency.

When women:

  • Earn consistent income
  • Control financial decisions
  • Own and grow enterprises

Empowerment moves from abstraction to reality.

This shift, from participation to ownership, is what current policy and practice must enable.

The Road Ahead For Women Entrepreneurship

India has already achieved scale in mobilisation. The next phase is about depth and sustainability.

This requires:

  • Building markets alongside skills
  • Strengthening value chains alongside production
  • Supporting enterprises alongside livelihoods

Initiatives like SHE-Marts represent an important step forward. But their success will depend on how effectively they integrate demand, capabilities and ecosystems.

Because ultimately, the question is not whether women can produce.

It is whether the system allows them to grow, compete and thrive. and ecosystems.

Explore how integrated livelihood and market linkage programmes can create sustainable income opportunities for women across rural India.

Partner with Smile Foundation to design CSR initiatives that move beyond training, towards enterprise growth and market access.

FAQs

1. What is women entrepreneurship in rural India?

It refers to women in rural areas starting and managing small businesses such as tailoring units, food processing, retail shops and handicrafts enterprises, often supported by SHGs and livelihood programmes.

2. What is the “missing market” problem?

It refers to the gap between production and market access, where women can produce goods but lack structured channels to sell them at scale and generate sustainable income.

3. What are SHE-Marts?

SHE-Marts are proposed community-owned retail platforms that aim to aggregate SHG products and connect rural women entrepreneurs to structured markets.

4. How does MUDRA Yojana support women entrepreneurs?

MUDRA provides collateral-free loans for micro and small businesses, enabling women to start enterprises such as tailoring, beauty services and retail businesses.

5. Why do many women-led enterprises remain small?

Key challenges include limited market access, lack of value chain integration, financial constraints and social barriers such as mobility restrictions.

6. What role do SHGs play in entrepreneurship?

SHGs provide a platform for savings, credit access, peer support and initial livelihood activities, forming the foundation for enterprise development.

7. How can CSR support women entrepreneurship?

CSR can fund skill development, market linkage initiatives, enterprise incubation and value chain development to help women scale businesses.

8. What is the difference between livelihood and enterprise?

Livelihoods often focus on income generation at a basic level, while enterprises involve scalable, market-oriented businesses with growth potential.

9. Why is market access important for women entrepreneurs?

Without access to markets, businesses cannot grow, income remains unstable and enterprises fail to scale beyond local demand.

10. How can NGOs help women entrepreneurs?

NGOs provide training, mentorship, financial linkages and market access support, helping women transition from subsistence activities to sustainable enterprises.

Sources

  • Ministry of Rural Development, Government of India (NRLM documents)
  • Union Budget 2026–27 announcements
  • World Bank studies on women-owned enterprises
  • MicroSave Consulting (2022 report on entrepreneurship programmes)
  • Government e-Marketplace (GeM)
  • Kudumbashree Mission reports
  • Amazon Saheli programme data
  • Pradhan Mantri MUDRA Yojana official data
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